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SmartFinancial SMBK Business Segments — Noninterest Income Other

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Other financials

Income statement

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Revenue$56.0M+13.6%
Net income$16.3M+39.4%
EPS (diluted)$0.96+39.1%

Balance sheet

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Cash & equivalents$379.4M+3.9%
Total debt$11.0M-11.6%
Total equity$576.8M+11.1%
Total assets$6.1B+11.4%

Cash flow

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Operating cash flow$23.7M+68.8%
CapEx$1.2M+53.9%
Free cash flow$22.5M+69.6%

Valuation

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Market cap$887.92M+55.5%
Enterprise value$519.54M+138%
P/E15.5×+1.8×
P/S4.2×+1.1×

Profitability

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Net margin26.8%+4.5pp
FCF margin30.5%+2.0pp

Returns & leverage

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Return on equity10.5%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by SmartFinancial in its filing.

Tagged under the XBRL concept us-gaap:NoninterestIncomeOther.

The source filing: SmartFinancial’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 5:01 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093447
Line itemBanking Segment / Three Months Ended June 30, 2026Banking Segment / Three Months Ended June 30, 2025Banking Segment / Six Months Ended June 30, 2026Banking Segment / Six Months Ended June 30, 2025
Investment services1,7241,4403,5203,209
Insurance commissions1,5542,967
Interchange and debit card transaction fees, net1,6761,3423,0942,562
Other1,6352,1673,7484,133
Total noninterest income7,8868,89815,82717,495
Noninterest expense:
Salaries and employee benefits21,01519,60241,42938,836
Occupancy and equipment3,3513,4326,6966,829

Item 1. Consolidated Financial Statements (Unaudited)

FAQ

What is SmartFinancial's business segments — noninterest income other?
SmartFinancial (SMBK) reported business segments — noninterest income other of $1.64M in Q2 2026.
How has SmartFinancial's business segments — noninterest income other changed year-over-year?
SmartFinancial's business segments — noninterest income other decreased by 24.6% year-over-year, from $2.17M to $1.64M.
What is the long-term trend for SmartFinancial's business segments — noninterest income other?
Over 3 years (2022 to 2025), SmartFinancial's business segments — noninterest income other has grown at a 6.3% compound annual growth rate (CAGR), from $6.99M to $8.41M.
What does business segments — noninterest income other mean?
Includes miscellaneous fee-based income streams that do not fall under primary categories like lending or investment banking. Monitoring this helps identify secondary revenue sources and the overall diversification of the bank's non-interest income portfolio.

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