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Security National Financial Corporation SNFCA Cost Of Funding Mortgage Loans

Cost Of Funding Mortgage Loans at other companies

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MeridianMRBK
$268K-1.5%
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Hilltop HoldingsHTH
$13.43M+6.3%
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-$911K+16.5%
First Community Corporation logo
First Community CorporationFCCO
$719K+7.8%
Federal Agricultural Mortgage logo
Federal Agricultural MortgageAGM
-$12.11M-930%
BOK Financial logo
BOK FinancialBOKF
$11.76M+52.9%

Segments

By segment

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Mortgage$1.67M+18.3%

Other financials

Income statement

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Revenue$79.7M-3.6%
Gross profit$78.5M-3.7%
Net income$7.0M+9.2%
EPS (diluted)$0.27+8.0%

Balance sheet

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Cash & equivalents$162.1M+11.6%
Total debt$4.2M-22.1%
Total equity$425.5M+10.4%
Total assets$1.6B+3.7%

Cash flow

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Operating cash flow$32.9M+244%
CapEx$189.7K-57.0%
Free cash flow$32.8M+258%

Valuation

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Market cap$252.31M+3.1%
P/E7.3×-1.7×
P/S0.7×0.0×

Profitability

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Gross margin98.6%+0.1pp
Net margin10.2%+1.8pp
FCF margin29.3%+18.3pp

Returns & leverage

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Return on equity8.6%+0.6pp
Debt / equity0.0×

Where this comes from

Reported directly by Security National Financial Corporation in its filing.

Tagged under the XBRL concept SNFCA:CostOfFundingMortgageLoans.

The official record: Security National Financial Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Security National Financial Corporation's cost of funding mortgage loans?
Security National Financial Corporation (SNFCA) reported cost of funding mortgage loans of $1.67M in Q1 2026.
How has Security National Financial Corporation's cost of funding mortgage loans changed year-over-year?
Security National Financial Corporation's cost of funding mortgage loans increased by 18.3% year-over-year, from $1.42M to $1.67M.
What is the long-term trend for Security National Financial Corporation's cost of funding mortgage loans?
Over 4 years (2021 to 2025), Security National Financial Corporation's cost of funding mortgage loans has grown at a -11.0% compound annual growth rate (CAGR), from $10.54M to $6.62M.
What does cost of funding mortgage loans mean?
This metric represents the direct interest and financing costs incurred to support the origination and holding of mortgage loan assets. It reflects the company's cost of capital specifically tied to its mortgage lending operations, excluding general corporate debt. Monitoring this figure helps investors assess the efficiency of the mortgage segment's funding strategy and its sensitivity to interest rate fluctuations.