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South Plains Financial, Inc. SPFI Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$1.74M-10.8%
Southside Bancshares logo
Southside BancsharesSBSI
$922K-9.2%
Midland States Bancorp logo
Midland States BancorpMSBI
$1.12M-6.6%

Other financials

Income statement

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Revenue$64.5M+18.0%
Net income$19.0M+30.0%
EPS (diluted)$0.96+11.6%

Balance sheet

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Cash & equivalents$787.8M+67.4%
Total debt$7.9M-10.9%
Total equity$629.8M+38.7%
Total assets$5.4B+23.5%

Cash flow

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Operating cash flow$27.9M+89.0%
CapEx$1.0M-40.0%
Free cash flow$26.8M+106%

Valuation

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Market cap$841.17M+39.7%
P/E12.9×+1.9×
P/S3.7×+0.8×

Profitability

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Net margin28.7%+1.9pp
FCF margin33.3%+4.7pp

Returns & leverage

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Return on equity12%-0.5pp
Debt / equity0.0×

Where this comes from

Reported directly by South Plains Financial, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The source filing: South Plains Financial, Inc.’s 10-Q, filed August 6, 2026. Open the filing →

Filed
Aug 6, 2026, 5:05 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031701

FAQ

What is South Plains Financial, Inc.'s floating rate capital debt?
South Plains Financial, Inc. (SPFI) reported floating rate capital debt of $662K in Q2 2026.
How has South Plains Financial, Inc.'s floating rate capital debt changed year-over-year?
South Plains Financial, Inc.'s floating rate capital debt decreased by 9.9% year-over-year, from $735K to $662K.
What is the long-term trend for South Plains Financial, Inc.'s floating rate capital debt?
Over 4 years (2021 to 2025), South Plains Financial, Inc.'s floating rate capital debt has grown at a 34.9% compound annual growth rate (CAGR), from $880K to $2.91M.
What does floating rate capital debt mean?
Interest expense related to junior subordinated debt, which often possesses equity-like characteristics and may qualify as regulatory capital. This metric highlights the cost of capital structures designed to optimize regulatory leverage requirements.

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