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Southside Bancshares SBSI Floating Rate Capital Debt

Floating Rate Capital Debt at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$1.74M-10.8%
International Bancshares logo
International BancsharesIBOC
$1.52M-10.0%
Midland States Bancorp logo
Midland States BancorpMSBI
$1.12M-6.6%
Origin Bancorp logo
Origin BancorpOBK
$239K-78.9%
First Mid Bancshares, Inc. logo
First Mid Bancshares, Inc.FMBH
$578K+24.6%

Other financials

Income statement

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Revenue$71.3M+7.4%
Net income$26.8M+23.0%
EPS (diluted)$0.90+25.0%

Balance sheet

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Cash & equivalents$397.3M+1.8%
Total debt$1.2B+79.3%
Total equity$882.5M+9.3%
Total assets$8.8B+5.1%

Cash flow

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Operating cash flow$32.2M+442%
CapEx$4.7M-40.5%
Free cash flow$27.5M—

Valuation

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Market cap$966.97M+11.2%
Enterprise value$1.79B+54.3%
P/E12.7×+2.6×
P/S3.9×+0.6×

Profitability

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Net margin30.6%-2.3pp
FCF margin51%—

Returns & leverage

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Return on equity9%-1.7pp
Debt / equity1.4×+0.5×

Where this comes from

Reported directly by Southside Bancshares in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseJuniorSubordinatedDebentures.

The source filing: Southside Bancshares’s 10-Q, filed July 24, 2026.

Filed
Jul 24, 2026, 2:04 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000705432-26-000105
Line itemThree Months Ended / June 30, 2026Three Months Ended / June 30, 2025Six Months Ended / June 30, 2026Six Months Ended / June 30, 2025
Deposits30,28037,42766,84374,674
FHLB borrowings8,2483,7219,2239,558
Subordinated notes2,6869356,2631,867
Trust preferred subordinated debentures9221,0151,8372,029
Other borrowings4,4501,1986,9872,604
Total interest expense46,58644,29691,15390,732
Net interest income57,33454,266115,023108,118
Provision for (reversal of) credit losses836221,4931,380

Item 1. FINANCIAL STATEMENTS (UNAUDITED)

FAQ

What is Southside Bancshares's floating rate capital debt?
Southside Bancshares (SBSI) reported floating rate capital debt of $922K in Q2 2026.
How has Southside Bancshares's floating rate capital debt changed year-over-year?
Southside Bancshares's floating rate capital debt decreased by 9.2% year-over-year, from $1.02M to $922K.
What is the long-term trend for Southside Bancshares's floating rate capital debt?
Over 4 years (2021 to 2025), Southside Bancshares's floating rate capital debt has grown at a 30.5% compound annual growth rate (CAGR), from $1.39M to $4.03M.
What does floating rate capital debt mean?
Measures the interest expense related to junior subordinated debentures, often associated with trust preferred securities. These instruments are utilized to manage capital adequacy and provide long-term financing. The metric is essential for understanding the bank's fixed-charge obligations and capital structure composition.

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