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SiriusPoint SPNT Other Specialties — Year 3

Other product segments

Property Catastrophe
44.1%-4.1%
Property Other
41.4%+40.8%
Casualty
23.4%+5.9%
Other
15.8%-0.6%
A&H
6.5%+3.2%

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CNASurety — Year 3
12.9%-3.5pp
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UFCSPersonal — Year 3
13.8%+7.6pp
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HGTYAuto — Year 3
6.5%+0.3pp
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GLRECasualty — Year 3
29.8%+0.8pp

Other financials

Income statement

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Revenue$744.1M-0.5%
Net income$68.6M+8.5%
EPS (diluted)$0.58+16.0%

Balance sheet

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Cash & equivalents$745.9M-19.2%
Total debt$700.9M-0.8%
Total equity$2.3B+8.1%
Total assets$12.7B+2.4%

Cash flow

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Operating cash flow$141.9M+260%

Valuation

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Market cap$2.75B+26.9%
Enterprise value$2.7B+38.7%
P/E5.4×-10.8×
P/S0.9×0.0×

Profitability

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Net margin15.6%+10.5pp

Returns & leverage

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Return on equity23.1%+17.5pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The source filing: SiriusPoint’s 10-K, filed February 24, 2026.

Filed
Feb 24, 2026, 5:12 PM EST
Fiscal year
FY2025
Accession
0001576018-26-000032
Line itemYear 1Year 2Year 3Year 4Year 5Year 6Year 7Year 8Year 9Year 10
Insurance & Services
A&H54.6%30.4%6.5%0.8%0.5%(0.1)%(0.1)%0.5%
Casualty5.2%9.5%9.5%15.5%8.9%1.3%
Other Specialties18.5%17.6%41.1%1.6%1.5%
Property Other13.8%34.1%24.5%6.6%15.0%(0.9)%
Property Catastrophe(1.8)%19.1%25.9%45.2%
Reinsurance
Casualty12.6%16.4%13.9%12.5%9.3%7.6%5.6%3.8%1.7%0.5%

Item 16 10-K Summary

FAQ

What is SiriusPoint's other specialties — year 3?
SiriusPoint (SPNT) reported other specialties — year 3 of 56.1% in Q4 2025.
What does other specialties — year 3 mean?
This represents the loss development or claim experience for the Other Specialties segment during the third year following the inception of the policy year. It provides further visibility into the long-term loss patterns and the stability of reserves for specialty insurance products. This metric is useful for assessing the ultimate loss ratio expectations as the policy year matures.

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