What is SiriusPoint's other specialties — year 3?

SiriusPoint (SPNT) reported other specialties — year 3 of 56.1% in Q4 2025.

What does other specialties — year 3 mean?

This represents the loss development or claim experience for the Other Specialties segment during the third year following the inception of the policy year. It provides further visibility into the long-term loss patterns and the stability of reserves for specialty insurance products. This metric is useful for assessing the ultimate loss ratio expectations as the policy year matures.

SiriusPoint SPNT Other Specialties — Year 3

Other product segments

Property Catastrophe

44.1%-4.1%

Property Other

41.4%+40.8%

Casualty

23.4%+5.9%

Other

15.8%-0.6%

A&H

6.5%+3.2%

Similar metrics at other companies

ACGLSpecialty — Year Three

14.6%+0.4pp

KMPRSpecialty Personal Automobile Insurance—Liability — Year 3

89.6%-0.9pp

AXSInsurance — Year 3

15.3%—

KMPRSpecialty Personal Automobile Insurance—Physical Damage — Year 3

100%0.0pp

ACGLMulti-line and other specialty — Year Three

11%0.0pp

ACGLSpecialty — Year Two

28.2%-1.0pp

Other financials

Income statement

See full

Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

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Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

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Operating cash flow$141.9M+260%

Valuation

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Market cap$2.78B+25.6%

Enterprise value$2.47B+25.1%

P/E5.6×-6.5×

P/S0.9×0.0×

Profitability

See full

Net margin15.4%+8.4pp

Returns & leverage

See full

Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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What is SiriusPoint's other specialties — year 3?: SiriusPoint (SPNT) reported other specialties — year 3 of 56.1% in Q4 2025.
What does other specialties — year 3 mean?: This represents the loss development or claim experience for the Other Specialties segment during the third year following the inception of the policy year. It provides further visibility into the long-term loss patterns and the stability of reserves for specialty insurance products. This metric is useful for assessing the ultimate loss ratio expectations as the policy year matures.