What is SiriusPoint's property other — year 3?

SiriusPoint (SPNT) reported property other — year 3 of 41.4% in Q4 2025.

What does property other — year 3 mean?

This represents the loss development or claims activity for the Property Other segment during the third year following the inception of the policy year. It serves as a key indicator for how claims from a specific underwriting year are settling as they reach a more mature stage. This data is critical for validating the long-term profitability of the Property Other segment.

SiriusPoint SPNT Property Other — Year 3

Other product segments

Other Specialties

56.1%+113%

Property Catastrophe

44.1%-4.1%

Casualty

23.4%+5.9%

Other

15.8%-0.6%

A&H

6.5%+3.2%

Similar metrics at other companies

ACGLProperty excluding property catastrophe — Year Three

14.5%-0.2pp

HIGProperty Insurance — 3rd Year

9.4%-0.1pp

EGProperty Insurance — Year three

24.2%+1.7pp

AXSInsurance — Year 3

15.3%—

ACGLProperty catastrophe — Year Three

-23.8%+1.5pp

ACGLProperty, energy, marine and aviation — Year Three

18.2%+1.0pp

Other financials

Income statement

See full

Revenue$774.6M+6.5%

Net income$102.2M+65.9%

EPS (diluted)$0.82+67.3%

Balance sheet

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Cash & equivalents$1.0B+9.2%

Total debt$702.9M+2.2%

Total equity$2.3B+13.7%

Total assets$12.5B+1.6%

Cash flow

See full

Operating cash flow$141.9M+260%

Valuation

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Market cap$2.78B+25.6%

Enterprise value$2.47B+25.1%

P/E5.6×-6.5×

P/S0.9×0.0×

Profitability

See full

Net margin15.4%+8.4pp

Returns & leverage

See full

Return on equity23.1%+15.2pp

Debt / equity0.3×0.0×

Where this comes from

Reported directly by SiriusPoint in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearThree.

The official record: SiriusPoint’s 10-K, filed February 24, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is SiriusPoint's property other — year 3?: SiriusPoint (SPNT) reported property other — year 3 of 41.4% in Q4 2025.
What does property other — year 3 mean?: This represents the loss development or claims activity for the Property Other segment during the third year following the inception of the policy year. It serves as a key indicator for how claims from a specific underwriting year are settling as they reach a more mature stage. This data is critical for validating the long-term profitability of the Property Other segment.