What is 1st Source Corporation's market cap?

1st Source Corporation (SRCE) has a market capitalization of $2.2B and trades on NASDAQ.

What is 1st Source Corporation's revenue and profitability?

1st Source Corporation generated $452.8M in trailing twelve-month revenue with net income of $170.9M, representing a net margin of 37.7%, with free cash flow of $208.1M. These figures are based on the Q2 2026 filing.

Who are 1st Source Corporation's competitors?

1st Source Corporation's key competitors include JPMorgan Chase & Co., PNC Financial Services Group, Inc., Huntington Bancshares Inc., and others. These companies compete in similar markets and product categories.

Who does 1st Source Corporation partner with?

1st Source Corporation's notable partners include United Way, Federal Deposit Insurance Corporation.

What subsidiaries does 1st Source Corporation have?

1st Source Corporation's subsidiaries include 1st Source Bank, 1st Source Insurance, Inc., SFG Aircraft, Inc., and others.

Where is 1st Source Corporation headquartered?

1st Source Corporation is headquartered in United States of America and employs approximately 1,170 people. It has been publicly traded since 1983.

1st Source Corporation

SRCE

1st Source Corp is a bank holding company that provides a comprehensive suite of financial products and services through its primary subsidiary, 1st Source Bank.

Market cap

$2.18B+46.4%

Revenue$452.8M+11.0%

Net income$170.9M+21.1%

Free cash flow$208.1M+1.0%

EPS (diluted)$6.96+21.9%

Trailing twelve months · change vs. prior year

Table of contents

Earnings

Q2 2026 report

July 23, 2026

Revenue$118.2MBeat by $4.0M EPS$1.95Beat by $0.24

Read the full report

Next report

Oct 22, 2026 (in 3 months)

Revenue estimate$118.1M

EPS estimate$1.72

Financials

Q2 2026

Income statement

See full

Revenue$118.2M+9.2%

Net income$47.5M+27.4%

EPS (diluted)$1.95+29.1%

Balance sheet

See full

Cash & equivalents$127.3M-14.6%

Total debt$199.5M+81.3%

Total equity$1.3B+9.3%

Total assets$9.3B+1.9%

Cash flow

See full

Operating cash flow$50.8M+13.1%

CapEx$1.4M-20.5%

Free cash flow$49.3M+14.6%

Valuation & ratios

Valuation

See full

Market cap$2.18B+46.4%

Enterprise value$2.25B+53.5%

P/E12.8×+2.1×

P/S4.8×+1.1×

Profitability

See full

Net margin37.7%+3.1pp

FCF margin46%-4.5pp

Returns & leverage

See full

Return on equity13.6%+1.0pp

Debt / equity0.2×+0.1×

Segments

By product

See full

Trust and wealth advisory$8.7M+19.6%

Debit card$4.7M+3.7%

Service charges on deposit accounts$3.4M+7.6%

Competitors

By market cap

JPMorgan Chase$949.80B+16.3%

PNC Financial Services$100.39B+31.8%

Huntington Bancshares$35.0B+42.4%

Simmons First National$3.4B+18.4%

1st Source Corporation$2.2B+44.7%

Bank First Corporation$1.7B+37.6%

First Financial Corporation$950.3M+45.2%

First Bancorp$399.9M+39.4%

By revenue growth

Bank First Corporation+31.6%

Huntington Bancshares+26.4%

First Bancorp+16.7%

JPMorgan Chase+13.5%

PNC Financial Services+13.2%

First Financial Corporation+12.4%

1st Source Corporation+11.0%

Simmons First National-79.0%

By net margin

1st Source Corporation37.75%+3.2pp

First Bancorp37.31%+2.8pp

Bank First Corporation37.2%-4.6pp

JPMorgan Chase32.63%+0.4pp

First Financial Corporation30.68%+5.5pp

PNC Financial Services30.29%+1.9pp

Huntington Bancshares24.68%-2.8pp

Simmons First National-681.2%-238pp

Profile

1st Source Corp is a bank holding company that provides a comprehensive suite of financial products and services through its primary subsidiary, 1st Source Bank. The company delivers commercial and consumer banking, trust and wealth advisory, and insurance services to clients in Indiana, Michigan, and Florida. A key value proposition is its specialized national lending platform focused on niche equipment financing for the aviation, construction, and transportation industries.

Competitive position

1st Source maintains a strong regional presence in the Midwest while operating as a specialized national player in aircraft and heavy equipment finance. It differentiates through a high-touch, relationship-based service model and long-standing community reputation.

GeographiesUnited States, Indiana, Michigan, Florida, Brazil, Mexico

Customer segmentsSMEs, Retail consumers, High-net-worth individuals, Commercial fleets

Business modelInterest-based lending, Fee-based advisory, Commission-based insurance brokerage, Equipment leasing

SuppliersDepositors, Federal Reserve System, Federal Home Loan Bank, Technology and core banking software providers

CustomersSmall and medium enterprises, Individual retail borrowers, Commercial aircraft operators, Logistics and trucking companies, Solar energy developers

CountryUnited States of America

Listed1983

Employees1.2K

CEOAndrea Gayle Short

SectorFinancial Services

IndustryBanks - Regional

Website1stsource.com

FilingsSEC EDGAR

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Questions, answered.

What is 1st Source Corporation's market cap?: 1st Source Corporation (SRCE) has a market capitalization of $2.2B and trades on NASDAQ.
What is 1st Source Corporation's revenue and profitability?: 1st Source Corporation generated $452.8M in trailing twelve-month revenue with net income of $170.9M, representing a net margin of 37.7%, with free cash flow of $208.1M. These figures are based on the Q2 2026 filing.
Who are 1st Source Corporation's competitors?: 1st Source Corporation's key competitors include JPMorgan Chase & Co., PNC Financial Services Group, Inc., Huntington Bancshares Inc., and others. These companies compete in similar markets and product categories.
Who does 1st Source Corporation partner with?: 1st Source Corporation's notable partners include United Way, Federal Deposit Insurance Corporation.
What subsidiaries does 1st Source Corporation have?: 1st Source Corporation's subsidiaries include 1st Source Bank, 1st Source Insurance, Inc., SFG Aircraft, Inc., and others.
Where is 1st Source Corporation headquartered?: 1st Source Corporation is headquartered in United States of America and employs approximately 1,170 people. It has been publicly traded since 1983.