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1st Source Corporation SRCE Q2 2025 earnings

Reported July 24, 2025 · After market close

Revenue$108.2MBeat by $2.6M
EPS$1.51Beat by $0.02
Revenue estimate$105.7M
EPS estimate$1.49

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$118.1M
EPS estimate$1.72

Financials

Q2 2025

Income statement

See full
Revenue$108.2M+11.3%
Net income$37.3M+1.4%
EPS (diluted)$1.51+1.3%

Balance sheet

See full
Cash & equivalents$149.1M-44.6%
Total debt$110.1M-61.8%
Total equity$1.2B+14.9%
Total assets$9.1B+2.4%

Cash flow

See full
Operating cash flow$44.9M-10.3%
CapEx$1.8M-49.1%
Free cash flow$43.0M-7.3%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$1.5B+14.6%
Enterprise value$1.46B+10.0%
P/E10.6×+0.4×
P/S3.7×+0.2×

Profitability

See full
Net margin34.6%+0.7pp
FCF margin50.5%+2.7pp

Returns & leverage

See full
Return on equity12.6%-0.4pp
Debt / equity0.1×-0.2×

Segments

By product

See full
Trust and wealth advisory$7.3M+2.6%
Debit card$4.6M+0.1%
Service charges on deposit accounts$3.2M-0.4%

Versus estimates

Revenue

Q2 2026$117.1MBeat by $2.9MQ1 2026$113.1MBeat by $1.1MQ4 2025$115.4MBeat by $4.5MQ3 2025$110.7MBeat by $1.3M
Q2 2025$108.2MBeat by $2.6M
Q1 2025$104.0MBeat by $3.1M

Diluted EPS

Q2 2026$1.95Beat by $0.24Q1 2026$1.63Miss by $0.01Q4 2025$1.67Beat by $0.05Q3 2025$1.71Beat by $0.11
Q2 2025$1.51Beat by $0.02
Q1 2025$1.52Beat by $0.16

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Questions, answered.

When did 1st Source Corporation report Q2 2025 earnings?
1st Source Corporation (SRCE) reported Q2 2025 earnings on July 24, 2025 after market close.
What were 1st Source Corporation's Q2 2025 revenue and EPS?
1st Source Corporation reported revenue of $108.2M and eps of $1.51 for Q2 2025.
Did 1st Source Corporation beat estimates in Q2 2025?
Revenue beat the consensus estimate of $105.7M by $2.6M. EPS beat the consensus estimate of $1.49 by $0.02.
How did 1st Source Corporation's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 11.3% from $97.3M a year earlier and eps grew 1.3% from $1.49.
Where can I find 1st Source Corporation's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000034782-25-000080) directly on SEC EDGAR. The filing index links above go to sec.gov.