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1st Source Corporation SRCE Q4 2025 Annual earnings

Reported January 22, 2026 · Before market open

Revenue$115.4MBeat by $4.5M
EPS$1.67Beat by $0.05
Revenue estimate$110.9M
EPS estimate$1.62

Next report

Oct 22, 2026 (In 2 weeks)
Revenue estimate$118.1M
EPS estimate$1.83

Financials

Q4 2025

Income statement

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Revenue$110.8M+13.3%
Net income$41.1M+30.8%
EPS (diluted)$1.67+31.5%

Balance sheet

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Cash & equivalents$119.9M-4.0%
Total debt$255.2M-4.5%
Total equity$1.3B+14.8%
Total assets$9.1B+1.4%

Cash flow

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Operating cash flow$55.4M+65.2%
CapEx$2.0M-70.1%
Free cash flow$53.5M+98.0%

Valuation & ratios

Valuation

as of 12/31/25
See full
Market cap$1.53B+6.7%
Enterprise value$1.66B+5.6%
P/E9.6×-1.1×
P/S3.5×-0.2×

Profitability

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Net margin36.5%+2.2pp
FCF margin49.1%+2.2pp

Returns & leverage

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Return on equity13.3%+0.6pp
Debt / equity0.2×0.0×

Segments

By product

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Trust and wealth advisory$7.1M+4.3%
Debit card$4.5M+2.4%
Service charges on deposit accounts$3.5M+4.9%

FAQ

When did 1st Source Corporation report Q4 2025 earnings?
1st Source Corporation (SRCE) reported Q4 2025 earnings on January 22, 2026 before market open.
What were 1st Source Corporation's Q4 2025 revenue and EPS?
1st Source Corporation reported revenue of $115.4M and eps of $1.67 for Q4 2025.
Did 1st Source Corporation beat estimates in Q4 2025?
Revenue beat the consensus estimate of $110.9M by $4.5M. EPS beat the consensus estimate of $1.62 by $0.05.
How did 1st Source Corporation's Q4 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 17.9% from $97.8M a year earlier and eps grew 19.3% from $1.40.
Where can I find 1st Source Corporation's Q4 2025 SEC filings?
You can read the 8-K earnings release (0000034782-26-000004) and the 10-K periodic report (0000034782-26-000011) directly on SEC EDGAR. The filing index links above go to sec.gov.