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1st Source Corporation SRCE Q3 2025 earnings

Reported October 23, 2025 · After market close

Revenue$110.7MBeat by $1.3M
EPS$1.71Beat by $0.11
Revenue estimate$109.3M
EPS estimate$1.60

Next report

Oct 22, 2026 (in 3 months)
Revenue estimate$118.1M
EPS estimate$1.72

Financials

Q3 2025

Income statement

See full
Revenue$110.7M+13.0%
Net income$42.3M+21.1%
EPS (diluted)$1.71+21.3%

Balance sheet

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Cash & equivalents$214.3M+26.5%
Total debt$73.6M-55.6%
Total equity$1.2B+12.0%
Total assets$9.1B+3.3%

Cash flow

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Operating cash flow$51.0M-25.3%
CapEx$3.8M+127%
Free cash flow$47.3M-29.1%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$1.51B+3.0%
Enterprise value$1.37B-6.4%
P/E10.2×-1.2×
P/S3.6×-0.3×

Profitability

See full
Net margin35.3%+1.3pp
FCF margin44.3%-7.0pp

Returns & leverage

See full
Return on equity12.7%-0.1pp
Debt / equity0.1×-0.1×

Segments

By product

See full
Trust and wealth advisory$6.8M+4.6%
Debit card$4.5M-1.5%
Service charges on deposit accounts$3.4M+4.8%

Versus estimates

Revenue

Q2 2026$117.1MBeat by $2.9MQ1 2026$113.1MBeat by $1.1MQ4 2025$115.4MBeat by $4.5M
Q3 2025$110.7MBeat by $1.3M
Q2 2025$108.2MBeat by $2.6MQ1 2025$104.0MBeat by $3.1M

Diluted EPS

Q2 2026$1.95Beat by $0.24Q1 2026$1.63Miss by $0.01Q4 2025$1.67Beat by $0.05
Q3 2025$1.71Beat by $0.11
Q2 2025$1.51Beat by $0.02Q1 2025$1.52Beat by $0.16

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Questions, answered.

When did 1st Source Corporation report Q3 2025 earnings?
1st Source Corporation (SRCE) reported Q3 2025 earnings on October 23, 2025 after market close.
What were 1st Source Corporation's Q3 2025 revenue and EPS?
1st Source Corporation reported revenue of $110.7M and eps of $1.71 for Q3 2025.
Did 1st Source Corporation beat estimates in Q3 2025?
Revenue beat the consensus estimate of $109.3M by $1.3M. EPS beat the consensus estimate of $1.60 by $0.11.
How did 1st Source Corporation's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.0% from $97.9M a year earlier and eps grew 21.3% from $1.41.
Where can I find 1st Source Corporation's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000034782-25-000109) directly on SEC EDGAR. The filing index links above go to sec.gov.