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SouthState SSB Financing Receivable Excluding Accrued Interest Allowance For Credit Loss Writeoff After Acquisition Loan Charge Off

Discontinued — last reported Q3 '25

Segments

By product

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Financial Service Product Ten$1.73M
Financial Service Product Seven$802K

Other financials

Income statement

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Revenue$672.7M+1.2%
Net income$230.0M+6.9%
EPS (diluted)$2.35+11.4%

Balance sheet

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Cash & equivalents$2.4B-32.2%
Total debt$520.5M+6.6%
Total equity$9.1B+3.8%
Total assets$68.9B+4.6%

Cash flow

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Operating cash flow$299.0M+337%
CapEx$16.1M+25.3%
Free cash flow$283.0M+303%

Valuation

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Market cap$10.59B+12.4%
P/E11.1×-4.8×
P/S3.9×-0.4×

Profitability

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Net margin34.9%+7.7pp
FCF margin24.1%

Returns & leverage

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Return on equity10.6%+2.4pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by SouthState in its filing.

Tagged under the XBRL concept ssb:FinancingReceivableExcludingAccruedInterestAllowanceForCreditLossWriteoffAfterAcquisitionLoanChargeOff.

The source filing: SouthState’s 10-Q, filed October 31, 2025.

Filed
Oct 31, 2025
Fiscal quarter
Q3 FY2025
Calendar quarter
Q3 2025
Accession
0001104659-25-104685
(Dollars in thousands) / Three Months Ended September 30, 2025Residential / Mortgage Sr.Residential / Mortgage Jr.HELOCResidential / ConstructionComm Constr. / & Dev.ConsumerMultifamilyMunicipalCRE Owner- / OccupiedNon-Owner- / Occupied CREC & ITotal
Allowance for credit losses:
Balance at end of period June 30, 2025$54,204$868$13,884$7,150$76,297$18,685$51,088$2,279$88,223$165,193$143,175$621,046
Charge-offs(698)(66)(2,969)(655)(33,174)(37,562)
Recoveries122190110108764502,0482,0165,408
Net (charge-offs) recoveries(576)19044108(2,205)(605)2,048(31,158)(32,154)
Provision (recovery) (1)108(54)8722,190(18,512)2,20113,825(168)(14,023)10,0224,7801,241
Balance at end of period September 30, 2025$53,736$1,004$14,800$9,340$57,893$18,681$64,913$2,111$73,595$177,263$116,797$590,133
Three Months Ended September 30, 2024

Item 1. FINANCIAL STATEMENTS

FAQ

What is SouthState's financing receivable excluding accrued interest allowance for credit loss writeoff after acquisition loan charge off?
SouthState (SSB) reported financing receivable excluding accrued interest allowance for credit loss writeoff after acquisition loan charge off of $37.56M in Q3 2025.

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