Where do S&T Bancorp's ratios come from?

Every ratio is computed from S&T Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

S&T Bancorp STBA Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	Q1 '26	Q4 '25	Q3 '25	Q2 '25	Q1 '25
Profitability
Net margin	33.1%-0.3pp	33.4%-0.7pp	34.1%0.0pp	34.1%-0.9pp	35%+0.8pp
Free cash flow margin	34.9%+2.9pp	32%-5.7pp	37.8%+2.7pp	35%-4.8pp	39.8%-4.6pp
Returns
Return on equity	9.5%+0.1pp	9.4%+0.1pp	9.4%-0.1pp	9.5%-0.4pp	9.8%0.0pp
Return on assets	1.4%0.0pp	1.4%0.0pp	1.4%0.0pp	1.3%0.0pp	1.4%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.1×-0.1×	0.2×+0.1×	0.1×0.0×	0.1×0.0×	0.1×-0.1×
Debt-to-assets	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Per Share
Book value per share	$38.48—	——	$38.23+2.2%	$37.41+1.8%	$36.74—
Valuation
Market capitalization	$1.53B+1.6%	$1.5B+4.3%	$1.44B+0.7%	$1.43B+1.0%	$1.42B-3.1%
Enterprise value	$1.29B-19.4%	$1.6B+12.0%	$1.43B+0.1%	$1.43B+5.7%	$1.35B-7.8%
Price / earnings	11.2×0.0×	11.2×+0.4×	10.8×-0.1×	10.9×+0.3×	10.6×-0.5×
Price / sales	3.7×0.0×	3.7×+0.1×	3.7×0.0×	3.7×0.0×	3.7×-0.1×
Price / book	1.1×0.0×	1×+0.1×	1×0.0×	1×0.0×	1×-0.1×
EV / sales	3.1×-0.8×	4×+0.3×	3.7×-0.1×	3.7×+0.2×	3.5×-0.3×
Free cash flow yield	9.4%+0.8pp	8.6%-1.7pp	10.2%+0.8pp	9.4%-1.3pp	10.7%-0.9pp
Earnings yield	8.9%0.0pp	8.9%-0.3pp	9.2%+0.1pp	9.1%-0.3pp	9.4%+0.4pp
Dividend yield	3.5%0.0pp	3.5%-0.1pp	3.6%0.0pp	3.6%0.0pp	3.6%+0.1pp
PEG ratio	6.1×+1.1×	5×—	——	——	——

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Questions, answered.

Where do S&T Bancorp's ratios come from?: Every ratio is computed from S&T Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.