Where do S&T Bancorp's ratios come from?

Every ratio is computed from S&T Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

S&T Bancorp STBA Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	33.4%-0.8pp	34.2%-1.4pp	35.6%-0.7pp	36.2%+3.8pp
Free cash flow margin	32%-12.4pp	44.4%+3.6pp	40.8%-22.4pp	63.3%+1.3pp
Returns
Return on equity	9.4%-0.4pp	9.9%-1.9pp	11.7%+0.4pp	11.3%+2.0pp
Return on assets	1.4%0.0pp	1.4%-0.2pp	1.6%+0.1pp	1.5%+0.3pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.2×0.0×	0.2×-0.2×	0.4×0.0×	0.4×+0.3×
Debt-to-assets	0×0.0×	0×0.0×	0.1×0.0×	0×0.0×
Valuation
Market capitalization	$1.5B+2.9%	$1.46B+14.4%	$1.28B-4.0%	$1.33B+7.3%
Enterprise value	$1.6B+9.3%	$1.47B-5.3%	$1.55B-0.5%	$1.56B+297%
Price / earnings	11.2×+0.1×	11.1×+2.3×	8.8×-1.0×	9.8×-1.4×
Price / sales	3.7×-0.1×	3.8×+0.7×	3.1×-0.4×	3.6×-0.1×
Price / book	1×0.0×	1.1×+0.1×	1×-0.1×	1.1×+0.1×
EV / sales	4×+0.2×	3.8×0.0×	3.8×-0.4×	4.2×+3.0×
Free cash flow yield	8.6%-3.1pp	11.7%-1.4pp	13%-4.8pp	17.8%+0.7pp
Earnings yield	8.9%-0.1pp	9%-2.4pp	11.3%+1.2pp	10.2%+1.3pp
Dividend yield	3.5%0.0pp	3.5%-0.4pp	3.9%+0.4pp	3.5%0.0pp
PEG ratio	5×—	——	1.3×+0.9×	0.4×+0.4×

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Questions, answered.

Where do S&T Bancorp's ratios come from?: Every ratio is computed from S&T Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.