Stewart Information Services STC Ratios & Valuation
| Q1 '26 | Q4 '25 | Q3 '25 | Q2 '25 | Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 4.2%+0.2pp | 4%+0.3pp | 3.6%+0.4pp | 3.3%+0.4pp | 2.9%-0.1pp | |
| EBITDA margin | 8.7%+0.2pp | 8.5%+0.2pp | 8.2%+0.3pp | 8%+0.3pp | 7.6%-0.2pp | |
| Free cash flow margin | 5%+0.4pp | 4.5%0.0pp | 4.5%0.0pp | 4.5%+0.8pp | 3.6%-0.2pp | |
| Returns | ||||||
| Return on equity | 8.5%+0.9pp | 7.6%+0.5pp | 7.1%+0.8pp | 6.3%+1.0pp | 5.3%0.0pp | |
| Return on assets | 4.4%+0.5pp | 3.9%+0.2pp | 3.7%+0.4pp | 3.2%+0.5pp | 2.7%0.0pp | |
| Return on invested capital | 11.3%+3.7pp | 7.6%-2.0pp | 9.6%+1.0pp | 8.6%+1.0pp | 7.6%+1.6pp | |
| Efficiency | ||||||
| Asset turnover | 1×+0.1× | 1×0.0× | 1×0.0× | 1×0.0× | 1×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.1×-0.4× | 0.5×+0.4× | 0.1×0.0× | 0.1×0.0× | 0.1×-0.3× | |
| Debt-to-assets | 0×-0.2× | 0.2×+0.2× | 0×0.0× | 0×0.0× | 0×-0.2× | |
| Net debt / EBITDA | -0.5×-2.4× | 1.8×+2.1× | -0.3×0.0× | -0.2×-0.1× | -0.2×-2.0× | |
| Interest coverage | 8.9×-0.2× | 9.1×+0.6× | 8.5×+0.9× | 7.6×+0.9× | 6.7×0.0× | |
| Per Share | ||||||
| Book value per share | $53.17-7.5% | $57.46+11.1% | $51.72+1.9% | $50.75+2.7% | $49.41-0.9% | |
| Valuation | ||||||
| Market capitalization | $1.88B-11.5% | $2.12B+3.4% | $2.05B+12.0% | $1.83B-8.4% | $2B+6.9% | |
| Enterprise value | $1.73B-32.6% | $2.57B+29.2% | $1.99B+11.5% | $1.78B-9.2% | $1.97B-11.4% | |
| Price / earnings | 14.5×-3.9× | 18.4×-1.8× | 20.1×-0.7× | 20.9×-6.4× | 27.3×+1.8× | |
| Price / sales | 0.6×-0.1× | 0.7×0.0× | 0.7×0.0× | 0.7×-0.1× | 0.8×0.0× | |
| Price / book | 1.1×-0.1× | 1.3×-0.1× | 1.4×+0.1× | 1.3×-0.2× | 1.4×+0.1× | |
| EV / EBITDA | 6.4×-4.0× | 10.4×+1.8× | 8.6×+0.2× | 8.4×-1.7× | 10.1×-1.2× | |
| EV / sales | 0.6×-0.3× | 0.9×+0.2× | 0.7×0.0× | 0.7×-0.1× | 0.8×-0.1× | |
| Free cash flow yield | 8.2%+1.9pp | 6.2%+0.1pp | 6.1%-0.4pp | 6.5%+1.9pp | 4.6%-0.4pp | |
| Earnings yield | 6.9%+1.4pp | 5.4%+0.5pp | 5%+0.2pp | 4.8%+1.1pp | 3.7%-0.3pp | |
| Dividend yield | 3.2%+0.5pp | 2.8%0.0pp | 2.8%-0.3pp | 3%+0.3pp | 2.7%-0.1pp | |
| PEG ratio | 0.2×-0.1× | 0.3×0.0× | 0.3×+0.1× | 0.2×-0.2× | 0.4×+0.2× |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Stewart Information Services's ratios come from?
- Every ratio is computed from Stewart Information Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.