Where do Stewart Information Services's ratios come from?

Every ratio is computed from Stewart Information Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

	FY'25	FY'24	FY'23	FY'22
Profitability
Net margin	4%+1.0pp	2.9%+1.6pp	1.3%-3.9pp	5.3%-4.5pp
EBITDA margin	8.5%+0.6pp	7.9%+1.5pp	6.3%-3.7pp	10%-4.3pp
Free cash flow margin	4.5%+0.7pp	3.8%+1.8pp	2%-2.7pp	4.7%-5.9pp
Returns
Return on equity	7.6%+2.3pp	5.3%+3.1pp	2.2%-10.0pp	12.3%-16.0pp
Return on assets	3.9%+1.2pp	2.7%+1.6pp	1.1%-4.7pp	5.8%-7.6pp
Return on invested capital	7.6%+1.7pp	6%+2.4pp	3.5%-9.0pp	12.5%-18.4pp
Efficiency
Asset turnover	1×+0.1×	0.9×+0.1×	0.8×-0.3×	1.1×-0.3×
Leverage
Debt-to-equity	0.5×+0.1×	0.4×0.0×	0.4×0.0×	0.4×-0.1×
Debt-to-assets	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Net debt / EBITDA	1.8×0.0×	1.8×-0.7×	2.4×+1.3×	1.1×+0.8×
Interest coverage	9.1×+2.4×	6.7×+2.7×	4.1×-9.6×	13.6×-73.6×
Per Share
Book value per share	$57.46+15.3%	$49.850.0%	$49.830.0%	$49.81+5.6%
Valuation
Market capitalization	$2.12B+13.4%	$1.87B+16.4%	$1.61B+38.7%	$1.16B-45.9%
Enterprise value	$2.57B+15.8%	$2.22B+13.5%	$1.96B+29.9%	$1.51B-34.3%
Price / earnings	18.4×-7.1×	25.5×-27.3×	52.8×+45.7×	7.1×+0.5×
Price / sales	0.7×0.0×	0.8×0.0×	0.7×+0.3×	0.4×-0.3×
Price / book	1.3×0.0×	1.3×+0.2×	1.2×+0.3×	0.9×-0.8×
EV / EBITDA	10.4×-0.9×	11.3×-2.3×	13.7×+8.8×	4.9×+0.1×
EV / sales	0.9×0.0×	0.9×0.0×	0.9×+0.4×	0.5×-0.2×
Free cash flow yield	6.2%+1.1pp	5.1%+2.3pp	2.8%-9.6pp	12.4%-3.9pp
Earnings yield	5.4%+1.5pp	3.9%+2.0pp	1.9%-12.1pp	14%-1.1pp
Dividend yield	2.8%-0.1pp	2.9%-0.3pp	3.1%-0.7pp	3.9%+2.1pp
PEG ratio	0.3×+0.1×	0.2×—	——	——

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Questions, answered.

Where do Stewart Information Services's ratios come from?: Every ratio is computed from Stewart Information Services's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.