What is Stellar Bancorp's gross loans?

Stellar Bancorp (STEL) reported gross loans of $7.59B in Q1 2026.

How has Stellar Bancorp's gross loans changed year-over-year?

Stellar Bancorp's gross loans increased by 4.2% year-over-year, from $7.28B to $7.59B.

What is the long-term trend for Stellar Bancorp's gross loans?

Over 5 years (2020 to 2025), Stellar Bancorp's gross loans has grown at a 20.4% compound annual growth rate (CAGR), from $2.88B to $7.3B.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Stellar Bancorp STEL Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

Cullen/Frost BankersCFR

$22.43B+7.3%

Texas Capital BancsharesTCBI

$24.91B+12.7%

Customers BancorpCUBI

$15.52B+14.6%

Center BancorpCNOB

$11.74B+44.5%

Stock Yards BancorpSYBT

$7.23B+10.2%

Other financials

Income statement

See full

Revenue$111.0M+6.0%

Net income$27.0M+9.2%

EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%

Total debt$15.5M-11.1%

Total equity$1.7B+3.5%

Total assets$10.9B+4.4%

Cash flow

See full

Operating cash flow$16.5M+391%

CapEx$268.0K-65.2%

Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%

Enterprise value$1.45B+43.8%

P/E18.8×+5.1×

P/S4.6×+1.0×

Profitability

See full

Net margin24.5%-2.1pp

FCF margin26.8%+5.5pp

Returns & leverage

See full

Return on equity6.4%-0.8pp

Debt / equity0×0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's gross loans?: Stellar Bancorp (STEL) reported gross loans of $7.59B in Q1 2026.
How has Stellar Bancorp's gross loans changed year-over-year?: Stellar Bancorp's gross loans increased by 4.2% year-over-year, from $7.28B to $7.59B.
What is the long-term trend for Stellar Bancorp's gross loans?: Over 5 years (2020 to 2025), Stellar Bancorp's gross loans has grown at a 20.4% compound annual growth rate (CAGR), from $2.88B to $7.3B.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.