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Stellar Bancorp STEL Borrowings at Fair Value

Borrowings at Fair Value at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$99.84M+0.2%
Customers Bancorp logo
Customers BancorpCUBI
$171.61M-6.0%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
Origin Bancorp logo
Origin BancorpOBK
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
Banner Corporation logo
Banner CorporationBANR

Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%
Enterprise value$1.45B+43.8%
P/E18.8×+5.1×
P/S4.6×+1.0×

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:SubordinatedDebt.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's borrowings at fair value?
Stellar Bancorp (STEL) reported borrowings at fair value of $40.26M in Q1 2026.
How has Stellar Bancorp's borrowings at fair value changed year-over-year?
Stellar Bancorp's borrowings at fair value decreased by 42.6% year-over-year, from $70.14M to $40.26M.
What is the long-term trend for Stellar Bancorp's borrowings at fair value?
Over 4 years (2021 to 2025), Stellar Bancorp's borrowings at fair value has grown at a -22.0% compound annual growth rate (CAGR), from $108.85M to $40.23M.
What does borrowings at fair value mean?
Borrowings at fair value represent debt obligations, such as notes payable or structured borrowings, that are measured at their current market value rather than amortized cost. This classification reflects the bank's use of wholesale funding markets to manage liquidity or interest rate risk. Changes in this value often reflect market interest rate fluctuations and the bank's credit risk profile.