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Stellar Bancorp STEL Interest-bearing deposits

Interest-bearing deposits at other companies

Prosperity Bancshares logo
Prosperity BancsharesPB
-$484.12M-109%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
-$39.21M-145%

Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:NetChangeInterestBearingDepositsDomestic.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's interest-bearing deposits?
Stellar Bancorp (STEL) reported interest-bearing deposits of $157.83M in Q1 2026.
How has Stellar Bancorp's interest-bearing deposits changed year-over-year?
Stellar Bancorp's interest-bearing deposits increased by 180.9% year-over-year, from -$195.08M to $157.83M.
What is the long-term trend for Stellar Bancorp's interest-bearing deposits?
Over 3 years (2021 to 2025), Stellar Bancorp's interest-bearing deposits has grown at a -51.0% compound annual growth rate (CAGR), from $520.78M to $61.42M.
What does interest-bearing deposits mean?
This metric measures the net increase or decrease in customer deposit accounts that earn interest, such as savings accounts, money market accounts, and certificates of deposit. It reflects the bank's reliance on interest-bearing funding sources to support its lending activities and overall balance sheet growth. Monitoring this change helps assess the bank's cost of funds and its competitive position in attracting retail and commercial deposits.