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Stellar Bancorp STEL Interest-Bearing Deposit Liabilities

Interest-Bearing Deposit Liabilities at other companies

Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$28.66B+1.9%
Prosperity Bancshares logo
Prosperity BancsharesPB
$22.05B+20.2%
Customers Bancorp logo
Customers BancorpCUBI
$14.85B+11.0%
Bank First Corporation logo
Bank First CorporationBFC
$3.59B+33.9%
National Bank Holdings logo
National Bank HoldingsNBHC
Origin Bancorp logo
Origin BancorpOBK

Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%
Enterprise value$1.45B+43.8%
P/E18.8×+5.1×
P/S4.6×+1.0×

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestBearingDepositLiabilities.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's interest-bearing deposit liabilities?
Stellar Bancorp (STEL) reported interest-bearing deposit liabilities of $5.77B in Q1 2026.
How has Stellar Bancorp's interest-bearing deposit liabilities changed year-over-year?
Stellar Bancorp's interest-bearing deposit liabilities increased by 7.7% year-over-year, from $5.36B to $5.77B.
What is the long-term trend for Stellar Bancorp's interest-bearing deposit liabilities?
Over 5 years (2020 to 2025), Stellar Bancorp's interest-bearing deposit liabilities has grown at a 25.2% compound annual growth rate (CAGR), from $1.83B to $5.61B.
What does interest-bearing deposit liabilities mean?
This metric aggregates all deposit accounts that accrue interest, including savings accounts, money market accounts, and time deposits. It represents the primary cost of funds for the bank's lending activities. Managing the interest expense associated with these liabilities is a key driver of the bank's overall profitability and net interest spread.