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Stellar Bancorp STEL Communication

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Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%
Enterprise value$1.45B+43.8%
P/E18.8×+5.1×
P/S4.6×+1.0×

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:Communication.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's communication?
Stellar Bancorp (STEL) reported communication of $759K in Q1 2026.
How has Stellar Bancorp's communication changed year-over-year?
Stellar Bancorp's communication decreased by 10.4% year-over-year, from $847K to $759K.
What is the long-term trend for Stellar Bancorp's communication?
Over 4 years (2021 to 2025), Stellar Bancorp's communication has grown at a 22.4% compound annual growth rate (CAGR), from $1.53M to $3.44M.
What does communication mean?
This metric encompasses the costs related to telecommunications, network connectivity, and external messaging services necessary for daily banking operations. It reflects the infrastructure spending required to maintain communication between banking centers, corporate offices, and customer-facing digital channels. Tracking this expense provides insight into the operational overhead required to support the bank's physical and digital footprint.