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Stellar Bancorp STEL Interest Expense Borrowings

Interest Expense Borrowings at other companies

National Bank Holdings logo
National Bank HoldingsNBHC
$1.98M-1.2%
Ameris Bancorp logo
Ameris BancorpABCB
$11.11M+65.2%

Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseBorrowings.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's interest expense borrowings?
Stellar Bancorp (STEL) reported interest expense borrowings of $149K in Q1 2026.
How has Stellar Bancorp's interest expense borrowings changed year-over-year?
Stellar Bancorp's interest expense borrowings decreased by 71.2% year-over-year, from $517K to $149K.
What is the long-term trend for Stellar Bancorp's interest expense borrowings?
Over 4 years (2021 to 2025), Stellar Bancorp's interest expense borrowings has grown at a -14.9% compound annual growth rate (CAGR), from $1.88M to $986K.
What does interest expense borrowings mean?
This represents interest costs incurred on short-term and long-term borrowings, such as federal funds purchased or advances from the Federal Home Loan Bank. It reflects the bank's reliance on non-deposit funding sources to manage daily liquidity needs or support asset growth. High levels of this expense may indicate a tighter liquidity position or a strategic choice to leverage the balance sheet.