Stellar Bancorp STEL Subordinated debt
Subordinated debt at other companies
Other financials
Where this comes from
Reported directly by Stellar Bancorp in its filing.
Tagged under the XBRL concept stel:InterestExpenseSubordinatedDebt.
The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →
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Questions, answered.
- What is Stellar Bancorp's subordinated debt?
- Stellar Bancorp (STEL) reported subordinated debt of $747K in Q1 2026.
- How has Stellar Bancorp's subordinated debt changed year-over-year?
- Stellar Bancorp's subordinated debt decreased by 48.3% year-over-year, from $1.44M to $747K.
- What is the long-term trend for Stellar Bancorp's subordinated debt?
- Over 4 years (2021 to 2025), Stellar Bancorp's subordinated debt has grown at a -3.2% compound annual growth rate (CAGR), from $5.75M to $5.06M.
- What does subordinated debt mean?
- This reflects the interest expense paid on subordinated debt instruments, which are often used to bolster regulatory capital ratios. Because these instruments rank below other creditors in the event of liquidation, they carry a higher risk premium and cost. This metric is critical for evaluating the bank's capital structure and the cost of maintaining long-term financial stability.