Stellar Bancorp STEL Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 24.5%+0.2pp | 24.3%+0.2pp | 24.1%-1.8pp | 25.9%-0.6pp | 26.6%-0.1pp | |
| Free cash flow margin | 26.8%+5.0pp | 21.9%+2.2pp | 19.7%+1.2pp | 18.5%-2.8pp | 21.3%-8.4pp | |
| Returns | ||||||
| Return on equity | 6.4%+0.1pp | 6.3%+0.1pp | 6.2%-0.7pp | 7%-0.3pp | 7.2%-0.1pp | |
| Return on assets | 1%0.0pp | 0.9%0.0pp | 1%-0.1pp | 1%0.0pp | 1.1%0.0pp | |
| Efficiency | ||||||
| Asset turnover | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Debt-to-assets | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | 0×0.0× | |
| Valuation | ||||||
| Market capitalization | $1.86B+17.4% | $1.58B+1.6% | $1.56B+8.3% | $1.44B-1.7% | $1.46B-3.3% | |
| Enterprise value | $1.32B+12.2% | $1.18B+39.4% | $846.79M-3.6% | $878.22M-4.7% | $921.47M+48.4% | |
| Price / earnings | 17.7×+2.3× | 15.4×+0.1× | 15.3×+2.2× | 13.1×+0.2× | 12.9×-0.3× | |
| Price / sales | 4.3×+0.6× | 3.7×+0.1× | 3.7×+0.3× | 3.4×0.0× | 3.4×-0.1× | |
| Price / book | 1.1×+0.2× | 0.9×0.0× | 0.9×0.0× | 0.9×0.0× | 0.9×0.0× | |
| EV / sales | 3.1×+0.3× | 2.8×+0.8× | 2×-0.1× | 2.1×-0.1× | 2.2×+0.7× | |
| Free cash flow yield | 6.2%+0.4pp | 5.8%+0.5pp | 5.3%-0.1pp | 5.4%-0.8pp | 6.2%-2.2pp | |
| Earnings yield | 5.7%-0.8pp | 6.5%0.0pp | 6.5%-1.1pp | 7.7%-0.1pp | 7.8%+0.2pp | |
| Dividend yield | 1.6%-0.2pp | 1.8%0.0pp | 1.9%-0.1pp | 2%+0.1pp | 2%+0.1pp |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do Stellar Bancorp's ratios come from?
- Every ratio is computed from Stellar Bancorp's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.