What does allowance for credit losses mean?

Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.

Strategic Education, Inc. STRA Allowance for credit losses

SLMSLM

$1.38B-4.2%

Revenue$305.9M+0.8%

Operating income$41.1M+3.2%

Net income$32.8M+10.3%

EPS (diluted)$1.48+19.4%

Cash & equivalents$160.8M+2.7%

Total debt$109.2M-8.6%

Total equity$1.6B-0.5%

Total assets$2.1B+0.2%

Operating cash flow$87.4M+29.1%

CapEx$10.1M-2.4%

Free cash flow$77.3M+34.8%

Market cap$1.74B-9.4%

Operating margin13.8%+1.3pp

Net margin10.2%+1.1pp

FCF margin13.7%+4.1pp

Return on equity7.9%+1.1pp

Debt / equity0.1×0.0×

Current ratio1.2×-0.1×

Reported directly by Strategic Education, Inc. in its filing.

Tagged under the XBRL concept us-gaap:DebtSecuritiesAvailableForSaleAllowanceForCreditLoss.

The official record: Strategic Education, Inc.’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

Connect your AI assistant and compare it to peers, right in your chat.

What is Strategic Education, Inc.'s allowance for credit losses?: Strategic Education, Inc. (STRA) reported allowance for credit losses of $0 in Q1 2026.
What does allowance for credit losses mean?: Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.