Time Deposits, at or Above FDIC Insurance Limit
State Street Time Deposits, at or Above FDIC Insurance Limit decreased by 53.7% to $2.67B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 53.7%, from $5.77B to $2.67B. Over 5 years (FY 2020 to FY 2025), Time Deposits, at or Above FDIC Insurance Limit shows an upward trend with a 9.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
A higher proportion of uninsured deposits increases the bank's liquidity risk, as these depositors are more likely to withdraw funds during periods of market stress.
Detailed definition
The portion of time deposits held by the bank that exceeds the standard FDIC insurance coverage limit per depositor. The...
Peer comparison
A standard measure of funding risk and deposit stickiness across the banking industry.
other_time_deposits_at_or_above_fdic_insurance_limitHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $1.31B | $2.97B | $5.79B | $5.77B | $2.67B |
| QoQ Change | — | +126.7% | +94.9% | -0.3% | -53.7% |
| YoY Change | — | +126.7% | +94.9% | -0.3% | -53.7% |
Time Deposits, at or Above FDIC Insurance Limit at Other Companies
Frequently Asked Questions
- What is State Street's time deposits, at or above fdic insurance limit?
- State Street (STT) reported time deposits, at or above fdic insurance limit of $2.67B in Q4 2025.
- How has State Street's time deposits, at or above fdic insurance limit changed year-over-year?
- State Street's time deposits, at or above fdic insurance limit decreased by 53.7% year-over-year, from $5.77B to $2.67B.
- What is the long-term trend for State Street's time deposits, at or above fdic insurance limit?
- Over 5 years (2020 to 2025), State Street's time deposits, at or above fdic insurance limit has grown at a 9.7% compound annual growth rate (CAGR), from $1.68B to $2.67B.
- What does time deposits, at or above fdic insurance limit mean?
- The amount of time deposits that are not fully covered by government-backed deposit insurance.