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The Bancorp TBBK Impaired Loans Fair Value Disclosure

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

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Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

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Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:ImpairedLoansFairValueDisclosure.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157

Collateral-dependent loans were $28.9 million and $15.2 million as of June 30, 2026 and December 31, 2025, respectively. Loans recorded at amortized cost that are in non-accrual status are treated as collateral dependent to the extent they have resulted from borrower financial difficulty (and not from administrative delays or other mitigating factors) and are not brought current. For these loans, fair value is measured based on inputs including recent sales of similar collateral, and is a Level 3 measurement. At June 30, 2026, the Company’s basis in the non-accrual loans, or the loan principal of $34.1 million was reduced by specific reserves of $5.2 million within the ACL as of that date, representing the deficiency between principal and estimated collateral values, which were reduced by estimated costs to sell.

Item 1. Financial Statements

FAQ

What is The Bancorp's impaired loans fair value disclosure?
The Bancorp (TBBK) reported impaired loans fair value disclosure of $34.1M in Q2 2026.
How has The Bancorp's impaired loans fair value disclosure changed year-over-year?
The Bancorp's impaired loans fair value disclosure increased by 91.6% year-over-year, from $17.8M to $34.1M.
What is the long-term trend for The Bancorp's impaired loans fair value disclosure?
Over 5 years (2020 to 2025), The Bancorp's impaired loans fair value disclosure has grown at a 17.4% compound annual growth rate (CAGR), from $9.6M to $21.4M.
What does impaired loans fair value disclosure mean?
Impaired Loans Fair Value Disclosure as reported by The Bancorp Inc..

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