Skip to content
Screener

The Bancorp TBBK Fintech — Fintech loan credit enhancement

Similar metrics at other companies

IDT Corporation logo
IDTFintech — Goodwill
$3.2M0.0%
IDT Corporation logo
IDTFintech — CapEx
$875.25K-4.1%
Janus Living logo
JANFintech — Goodwill
$12.3M
Janus Living logo
JANFintech — Revenue
$4.71M-2.8%
IDT Corporation logo
IDTFintech — D&A
$677K-3.7%
IDT Corporation logo
IDTFintech — Operating Income
$5.55M+28.8%

Other financials

Income statement

See full
Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

See full
Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

See full
Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

See full
Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

See full
Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

See full
Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:FintechLoanCreditEnhancement.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total fintech fees40,89435,64578,96370,091
Net realized and unrealized gains on commercial loans, at fair value130344136705
Leasing related income1,7732,1313,6744,103
Fintech loan credit enhancement25,76643,23354,60989,101
Other4,4772,3908,1833,385
Total non-interest income73,04083,743145,565167,385
Non-interest expense:
Salaries and employee benefits37,42637,13474,90370,803

Item 1. Financial Statements

FAQ

What is The Bancorp's fintech — fintech loan credit enhancement?
The Bancorp (TBBK) reported fintech — fintech loan credit enhancement of $25.77M in Q2 2026.
What does fintech — fintech loan credit enhancement mean?
This metric represents the financial reserves or collateral arrangements specifically allocated to mitigate credit risk within the fintech lending portfolio. It reflects the company's strategy for absorbing potential losses from fintech-originated loans and protecting the balance sheet against borrower defaults. Monitoring this value provides insight into the risk appetite and credit quality management of the fintech business segment.

Ask your AI about The Bancorp's fintech — fintech loan credit enhancement.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude