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The Bancorp TBBK REBL — Non Interest Expense Software

Other segment segments

Institutional Banking
$645K-10.0%
Commercial
$440K-12.9%
Fintech
$284K+91.9%

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Other financials

Income statement

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Revenue$163.5M-9.8%
Net income$60.7M+1.4%
EPS (diluted)$1.45+14.2%

Balance sheet

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Cash & equivalents$80.1M-76.5%
Total debt$748.3M+5,284%
Total equity$705.4M-18.0%
Total assets$9.2B+4.3%

Cash flow

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Operating cash flow$34.9M-31.0%
CapEx$466.0K-8.1%
Free cash flow$34.4M-31.2%

Valuation

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Market cap$2.95B+1.5%
Enterprise value$3.61B+40.2%
P/E12.7×-0.2×
P/S4.4×-0.1×

Profitability

See full
Gross margin100%
Net margin34.5%-0.4pp
FCF margin52.2%+11.7pp

Returns & leverage

See full
Return on equity29.6%+2.2pp
Debt / equity1.1×+1.0×

Where this comes from

Reported directly by The Bancorp in its filing.

Tagged under the XBRL concept tbbk:NonInterestExpenseSoftware.

The source filing: The Bancorp’s 10-Q, filed August 6, 2026.

Filed
Aug 6, 2026, 2:21 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001628280-26-054157
Line itemFintechCredit Solutions / REBLCredit Solutions / Institutional BankingCredit Solutions / CommercialCorporateTotal
Direct non-interest expense:
Salaries and employee benefits4,8751,2037764,67825,89437,426
Data processing expense3784864713131,387
Software284286454404,2355,632
Other2,4821,1922741,8236,26012,031
Total direct non-interest expense8,0192,4712,3426,94236,70256,476
Income before non-interest expense allocations67,32121,4337,7078,895(24,415)80,941
Non-interest expense allocations:

Item 1. Financial Statements

FAQ

What is The Bancorp's REBL — non interest expense software?
The Bancorp (TBBK) reported REBL — non interest expense software of $28K in Q2 2026.
How has The Bancorp's REBL — non interest expense software changed year-over-year?
The Bancorp's REBL — non interest expense software increased by 3.7% year-over-year, from $27K to $28K.
What is the long-term trend for The Bancorp's REBL — non interest expense software?
Over 2 years (2022 to 2025), The Bancorp's REBL — non interest expense software has grown at a 4.4% compound annual growth rate (CAGR), from $99K to $108K.
What does REBL — non interest expense software mean?
This captures the specific costs related to software licensing, maintenance, and subscriptions utilized by the real estate bridge lending segment. It highlights the digital overhead necessary to support the segment's lending platform and analytical tools.

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