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Triumph Financial TFIN Provision for Credit Losses

Discontinued — last reported Q1 '26

Provision for Credit Losses at other companies

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U.S. BancorpUSB
$576M+7.3%
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Republic BancorpRBCAA
$9.78M-44.7%
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National Bank HoldingsNBHC
$4M-60.8%
STB
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$1.78M+171%
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TrustmarkTRMK
-$1.95M+31.2%
Hilltop Holdings logo
Hilltop HoldingsHTH
$1.77M-81.1%

Segments

By segment

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Banking-$2.34M-561%
Factoring$1.06M+88.8%
Payments$197K+66.9%
Intelligence$0

Other financials

Income statement

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Revenue$105.8M+4.2%
Net income$6.4M+37,282%
EPS (diluted)$0.23+867%

Balance sheet

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Cash & equivalents$581.9M+15.7%
Total debt$25.1M-14.9%
Total equity$950.7M+6.4%
Total assets$6.9B+9.7%

Cash flow

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Operating cash flow$5.1M+240%
CapEx$1.7M-58.8%
Free cash flow$3.3M+142%

Valuation

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Market cap$1.8B+4.9%

Profitability

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Net margin7.2%+4.3pp

Returns & leverage

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Return on equity3.4%+2.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Triumph Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestCreditLossExpenseReversal.

The official record: Triumph Financial’s 10-Q, filed April 21, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Triumph Financial's provision for credit losses?
Triumph Financial (TFIN) reported provision for credit losses of -$607K in Q1 2026.
How has Triumph Financial's provision for credit losses changed year-over-year?
Triumph Financial's provision for credit losses decreased by 145.6% year-over-year, from $1.33M to -$607K.
What is the long-term trend for Triumph Financial's provision for credit losses?
Over 2 years (2022 to 2024), Triumph Financial's provision for credit losses has grown at a 64.6% compound annual growth rate (CAGR), from $6.93M to $18.77M.
What does provision for credit losses mean?
Expense recognized to build or adjust allowances for expected credit losses on loans, receivables, and other financial assets, based on forward-looking CECL methodology.