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TFS Financial TFSL Effective Income Tax Rate Reconciliation Deductions Employee Stock Ownership Plan Dividends

Effective Income Tax Rate Reconciliation Deductions Employee Stock Ownership Plan Dividends at other companies

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3.1%

Other financials

Income statement

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Revenue$85.2M+7.7%
Net income$23.2M+10.6%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$437.3M-5.7%
Total debt$1.7B+61.1%
Total equity$1.9B+1.4%
Total assets$17.5B+2.2%

Cash flow

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Operating cash flow$17.6M-16.9%
CapEx$4.2M-38.9%
Free cash flow$13.4M-6.2%

Valuation

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Market cap$4.6B+13.3%

Profitability

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Net margin27.6%+0.9pp
FCF margin52%

Returns & leverage

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Return on equity4.9%+0.6pp
Debt / equity0.9×+0.3×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationDeductionsEmployeeStockOwnershipPlanDividends.

The official record: TFS Financial’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is TFS Financial's effective income tax rate reconciliation deductions employee stock ownership plan dividends?
TFS Financial (TFSL) reported effective income tax rate reconciliation deductions employee stock ownership plan dividends of -1.4% in Q3 2025.
How has TFS Financial's effective income tax rate reconciliation deductions employee stock ownership plan dividends changed year-over-year?
TFS Financial's effective income tax rate reconciliation deductions employee stock ownership plan dividends increased by 6.7% year-over-year, from -1.5% to -1.4%.
What does effective income tax rate reconciliation deductions employee stock ownership plan dividends mean?
Measures the reduction in the effective tax rate attributable to tax-deductible dividends paid on shares held within an Employee Stock Ownership Plan (ESOP). This highlights the tax benefits derived from the company's specific employee compensation and ownership structure.