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TFS Financial TFSL State income taxes – net of federal income tax benefit

State income taxes – net of federal income tax benefit at other companies

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Other financials

Income statement

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Revenue$85.2M+7.7%
Net income$23.2M+10.6%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$437.3M-5.7%
Total debt$1.7B+61.1%
Total equity$1.9B+1.4%
Total assets$17.5B+2.2%

Cash flow

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Operating cash flow$17.6M-16.9%
CapEx$4.2M-38.9%
Free cash flow$13.4M-6.2%

Valuation

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Market cap$4.6B+13.3%

Profitability

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Net margin27.6%+0.9pp
FCF margin52%

Returns & leverage

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Return on equity4.9%+0.6pp
Debt / equity0.9×+0.3×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationStateAndLocalIncomeTaxes.

The official record: TFS Financial’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is TFS Financial's state income taxes – net of federal income tax benefit?
TFS Financial (TFSL) reported state income taxes – net of federal income tax benefit of 1.4% in Q3 2025.
How has TFS Financial's state income taxes – net of federal income tax benefit changed year-over-year?
TFS Financial's state income taxes – net of federal income tax benefit decreased by 6.7% year-over-year, from 1.5% to 1.4%.
What does state income taxes – net of federal income tax benefit mean?
Represents the impact of state and local income taxes on the effective tax rate, adjusted for the federal tax benefit associated with deducting these state taxes. It highlights the geographic tax burden relative to the federal statutory baseline.