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TFS Financial TFSL Effective Income Tax Rate Reconciliation Tax Exempt Income

Effective Income Tax Rate Reconciliation Tax Exempt Income at other companies

TFX
TeleflexTFX
9.4%
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SeaboardSEB
-3.4%
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Lincoln NationalLNC
6%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
2.6%
Popular logo
PopularBPOP
-15.2%
Equitable Holdings logo
Equitable HoldingsEQH
7%+4.8pp

Other financials

Income statement

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Revenue$85.2M+7.7%
Net income$23.2M+10.6%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$437.3M-5.7%
Total debt$1.7B+61.1%
Total equity$1.9B+1.4%
Total assets$17.5B+2.2%

Cash flow

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Operating cash flow$17.6M-16.9%
CapEx$4.2M-38.9%
Free cash flow$13.4M-6.2%

Valuation

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Market cap$4.6B+13.3%

Profitability

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Net margin27.6%+0.9pp
FCF margin52%

Returns & leverage

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Return on equity4.9%+0.6pp
Debt / equity0.9×+0.3×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept us-gaap:EffectiveIncomeTaxRateReconciliationTaxExemptIncome.

The official record: TFS Financial’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is TFS Financial's effective income tax rate reconciliation tax exempt income?
TFS Financial (TFSL) reported effective income tax rate reconciliation tax exempt income of -2% in Q3 2025.
How has TFS Financial's effective income tax rate reconciliation tax exempt income changed year-over-year?
TFS Financial's effective income tax rate reconciliation tax exempt income increased by 4.8% year-over-year, from -2.1% to -2%.
What does effective income tax rate reconciliation tax exempt income mean?
Measures the reduction in the effective tax rate resulting from income that is legally exempt from federal or state taxation. This metric helps investors understand the tax-efficiency of the company's investment portfolio or specific revenue streams.