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TFS Financial TFSL ESOP loan from the Company, outstanding principal balance

ESOP loan from the Company, outstanding principal balance at other companies

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Other financials

Income statement

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Revenue$85.2M+7.7%
Net income$23.2M+10.6%
EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$437.3M-5.7%
Total debt$1.7B+61.1%
Total equity$1.9B+1.4%
Total assets$17.5B+2.2%

Cash flow

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Operating cash flow$17.6M-16.9%
CapEx$4.2M-38.9%
Free cash flow$13.4M-6.2%

Valuation

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Market cap$4.6B+13.3%

Profitability

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Net margin27.6%+0.9pp
FCF margin52%

Returns & leverage

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Return on equity4.9%+0.6pp
Debt / equity0.9×+0.3×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept tfsl:EmployeeStockOptionPlanESOPOutstandingLoanPrincipalBalance.

The official record: TFS Financial’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is TFS Financial's ESOP loan from the company, outstanding principal balance?
TFS Financial (TFSL) reported ESOP loan from the company, outstanding principal balance of $28.57M in Q3 2025.
How has TFS Financial's ESOP loan from the company, outstanding principal balance changed year-over-year?
TFS Financial's ESOP loan from the company, outstanding principal balance decreased by 13.5% year-over-year, from $33.02M to $28.57M.
What is the long-term trend for TFS Financial's ESOP loan from the company, outstanding principal balance?
Over 5 years (2020 to 2025), TFS Financial's ESOP loan from the company, outstanding principal balance has grown at a -10.8% compound annual growth rate (CAGR), from $50.52M to $28.57M.
What does ESOP loan from the company, outstanding principal balance mean?
This represents the outstanding principal balance of loans provided by the company to its Employee Stock Ownership Plan to facilitate the purchase of company shares. It indicates the level of debt financing used to fund employee equity programs. Investors monitor this to understand the company's financial exposure to its own ESOP structure.