What is TFS Financial's software in development?

TFS Financial (TFSL) reported software in development of $2.19K in Q3 2025.

What does software in development mean?

This represents the capitalized costs associated with software projects currently under development that have not yet been placed into service. It reflects the company's ongoing investment in digital infrastructure and technological capabilities. Monitoring this helps investors assess the firm's commitment to modernization and future operational efficiency.

TFS Financial TFSL Software in development

Software in development at other companies

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Robinhood Markets, Inc.HOOD

$9M0.0%

Navan, Inc. NAVN

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Other financials

Income statement

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Revenue$85.2M+7.7%

Net income$23.2M+10.6%

EPS (diluted)$0.08+14.3%

Balance sheet

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Cash & equivalents$437.3M-5.7%

Total debt$1.7B+61.1%

Total equity$1.9B+1.4%

Total assets$17.5B+2.2%

Cash flow

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Operating cash flow$17.6M-16.9%

CapEx$4.2M-38.9%

Free cash flow$13.4M-6.2%

Valuation

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Market cap$4.6B+13.3%

Profitability

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Net margin27.6%+0.9pp

FCF margin52%—

Returns & leverage

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Return on equity4.9%+0.6pp

Debt / equity0.9×+0.3×

Where this comes from

Reported directly by TFS Financial in its filing.

Tagged under the XBRL concept us-gaap:PropertyPlantAndEquipmentAdditionalDisclosures.

The official record: TFS Financial’s 10-K, filed November 25, 2025, on SEC EDGAR. View the filing →

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Questions, answered.

What is TFS Financial's software in development?: TFS Financial (TFSL) reported software in development of $2.19K in Q3 2025.
What does software in development mean?: This represents the capitalized costs associated with software projects currently under development that have not yet been placed into service. It reflects the company's ongoing investment in digital infrastructure and technological capabilities. Monitoring this helps investors assess the firm's commitment to modernization and future operational efficiency.