Where do TFS Financial's ratios come from?

Every ratio is computed from TFS Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

TFS Financial TFSL Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q2 '26	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25
Profitability
Net margin	27.6%+0.2pp	27.5%-0.8pp	28.3%+1.6pp	26.7%-0.1pp	26.8%-0.1pp
Returns
Return on equity	4.9%+0.1pp	4.8%-0.1pp	4.8%+0.5pp	4.4%+0.1pp	4.3%0.0pp
Return on assets	0.5%0.0pp	0.5%0.0pp	0.5%0.0pp	0.5%0.0pp	0.5%0.0pp
Efficiency
Asset turnover	0×0.0×	0×0.0×	0×0.0×	0×0.0×	0×0.0×
Leverage
Debt-to-equity	0.9×+0.2×	0.7×0.0×	0.6×-0.1×	0.8×+0.2×	0.5×0.0×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Per Share
Book value per share	$6.87+1.1%	$6.79+0.3%	$6.77+0.4%	$6.75-0.5%	$6.78-1.0%
Valuation
Market capitalization	$3.94B+5.0%	$3.75B+1.5%	$3.7B+1.6%	$3.64B+4.6%	$3.48B-1.3%
Enterprise value	$5.18B+13.4%	$4.57B+1.8%	$4.48B-3.0%	$4.62B+14.0%	$4.05B+0.3%
Price / earnings	42.4×+1.0×	41.3×+0.7×	40.7×-3.1×	43.8×+1.1×	42.6×-0.7×
Price / sales	11.7×+0.4×	11.4×-0.1×	11.5×-0.2×	11.7×+0.3×	11.4×-0.2×
Price / book	2.1×+0.1×	2×0.0×	2×0.0×	1.9×+0.1×	1.8×0.0×
EV / sales	15.4×+1.6×	13.8×-0.1×	14×-0.9×	14.9×+1.5×	13.3×0.0×
Earnings yield	2.4%-0.1pp	2.4%0.0pp	2.5%+0.2pp	2.3%-0.1pp	2.3%0.0pp
Dividend yield	1.5%-0.1pp	1.6%0.0pp	1.6%0.0pp	1.6%-0.1pp	1.7%0.0pp
PEG ratio	3×-0.5×	3.5×+0.7×	2.8×-12.9×	15.7×—	——

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Questions, answered.

Where do TFS Financial's ratios come from?: Every ratio is computed from TFS Financial's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.