The Hanover Insurance Group THG Ratios & Valuation
| TTM Q1 '26 | TTM Q4 '25 | TTM Q3 '25 | TTM Q2 '25 | TTM Q1 '25 | ||
|---|---|---|---|---|---|---|
| Profitability | ||||||
| Net margin | 10.8%+0.7pp | 10%+0.3pp | 9.7%+1.0pp | 8.7%+1.7pp | 7%+0.1pp | |
| Free cash flow margin | 18.7%+0.9pp | 17.7%+2.3pp | 15.4%+2.2pp | 13.2%+0.8pp | 12.4%-0.4pp | |
| Returns | ||||||
| Return on equity | 21.8%+1.1pp | 20.7%+0.6pp | 20%+0.8pp | 19.3%+3.5pp | 15.8%-0.3pp | |
| Return on assets | 4.5%+0.4pp | 4.1%+0.2pp | 3.9%+0.3pp | 3.6%+0.7pp | 2.9%+0.1pp | |
| Return on invested capital | 19.9%-1.0pp | 20.9%+1.5pp | 19.5%+1.5pp | 18%+2.2pp | 15.8%-0.1pp | |
| Efficiency | ||||||
| Asset turnover | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | 0.4×0.0× | |
| Leverage | ||||||
| Debt-to-equity | 0.2×-0.1× | 0.3×0.0× | 0.4×+0.1× | 0.2×0.0× | 0.3×0.0× | |
| Debt-to-assets | 0.1×0.0× | 0.1×0.0× | 0.1×0.0× | 0×0.0× | 0.1×0.0× | |
| Interest coverage | 21.5×+0.3× | 21.2×-2.0× | 23.2×+0.7× | 22.5×+3.4× | 19.1×+1.1× | |
| Per Share | ||||||
| Book value per share | $99.45+1.6% | $97.85+4.0% | $94.13+6.8% | $88.12+5.9% | $83.18+6.5% | |
| Valuation | ||||||
| Market capitalization | $6.1B-6.2% | $6.5B+0.1% | $6.5B+7.1% | $6.07B-3.2% | $6.27B+12.5% | |
| Enterprise value | $6.7B+1.5% | $6.6B-3.8% | $6.86B+3.8% | $6.61B-1.9% | $6.74B+13.8% | |
| Price / earnings | 8.5×-1.4× | 9.8×-0.5× | 10.3×-0.6× | 10.9×-3.4× | 14.3×+1.2× | |
| Price / sales | 0.9×-0.1× | 1×0.0× | 1×+0.1× | 0.9×0.0× | 1×+0.1× | |
| Price / book | 1.7×-0.1× | 1.8×-0.1× | 1.9×0.0× | 1.9×-0.2× | 2.1×+0.1× | |
| EV / sales | 1×0.0× | 1×-0.1× | 1.1×0.0× | 1×0.0× | 1.1×+0.1× | |
| Free cash flow yield | 20.5%+2.5pp | 18%+2.5pp | 15.5%+1.5pp | 13.9%+1.5pp | 12.4%-1.9pp | |
| Earnings yield | 11.8%+1.6pp | 10.2%+0.5pp | 9.7%+0.6pp | 9.2%+2.2pp | 7%-0.6pp | |
| Dividend yield | 2.2%+0.2pp | 2%0.0pp | 2%-0.1pp | 2.1%+0.1pp | 2%-0.2pp | |
| PEG ratio | 0.1×0.0× | 0.2×0.0× | 0.1×— | —— | —— |
Chart any of these lines over time, or line them up against competitors.
Compare these in charts →Questions, answered.
- Where do The Hanover Insurance Group's ratios come from?
- Every ratio is computed from The Hanover Insurance Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.
