Skip to content
Screener

Tompkins Financial TMP Q2 2025 earnings

Reported July 25, 2025 · Before market open

Revenue$82.6MMiss by $2.9M
EPS$1.50Beat by $0.07
Revenue estimate$85.5M
EPS estimate$1.43

Next report

Oct 23, 2026 (in a month)
Revenue estimate$89.6M
EPS estimate$1.91

Financials

Q2 2025

Income statement

See full
Revenue$82.6M+13.6%
Net income$21.5M+36.9%
EPS (diluted)$1.50+36.4%

Balance sheet

See full
Cash & equivalents$212.6M+200%
Total equity$761.8M+12.9%
Total assets$8.4B+6.4%

Cash flow

See full
Operating cash flow$18.9M-30.6%
CapEx$669.0K-31.7%
Free cash flow$18.3M-30.5%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$903.6M+30.0%
P/E11.4×-37.6×
P/S2.8×-0.2×

Profitability

See full
Net margin25%+18.7pp
FCF margin25.1%-14.3pp

Returns & leverage

See full
Return on equity11.1%+8.9pp

Segments

By product

See full
Insurance Revenues$8.9M—
Investment Service Income$5.0M—

FAQ

When did Tompkins Financial report Q2 2025 earnings?
Tompkins Financial (TMP) reported Q2 2025 earnings on July 25, 2025 before market open.
What were Tompkins Financial's Q2 2025 revenue and EPS?
Tompkins Financial reported revenue of $82.6M and eps of $1.50 for Q2 2025.
Did Tompkins Financial beat estimates in Q2 2025?
Revenue missed the consensus estimate of $85.5M by $2.9M. EPS beat the consensus estimate of $1.43 by $0.07.
How did Tompkins Financial's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 13.6% from $72.7M a year earlier and eps grew 36.4% from $1.10.
Where can I find Tompkins Financial's Q2 2025 SEC filings?
You can read the 8-K earnings release (0001005817-25-000016) and the 10-Q periodic report (0001005817-25-000020) directly on SEC EDGAR. The filing index links above go to sec.gov.