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Trustco Bank Corp TRST Q4 2024 Annual earnings

Reported March 14, 2025 · After market close

Revenue$66.3M
EPS$0.59

Next report

Oct 20, 2026 (In 2 weeks)

Financials

Q4 2024

Income statement

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Revenue$43.3M+0.5%
Net income$11.3M+14.6%
EPS (diluted)$0.60+17.6%

Balance sheet

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Cash & equivalents$641.8M+11.0%
Total debt$124.9M-6.4%
Total equity$676.3M+4.8%
Total assets$6.2B+1.1%

Cash flow

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Operating cash flow$14.3M-19.5%
CapEx$2.3M-22.8%
Free cash flow$12.0M-18.8%

Valuation & ratios

Valuation

as of 12/31/24
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Market cap$633.24M+7.2%
Enterprise value$116.37M-20.4%
P/E13×+2.9×
P/S3.7×+0.6×

Profitability

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Net margin28.4%-2.4pp
FCF margin31.8%+1.0pp

Returns & leverage

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Return on equity7.4%-2.0pp
Debt / equity0.2×0.0×

Segments

By product

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Wealth Management Fees$1.8M+10.3%
Interchange Income$1.0M-23.8%
Overdraft Fees$731.0K-5.1%
Other$533.0K+4.7%

FAQ

When did Trustco Bank Corp report Q4 2024 earnings?
Trustco Bank Corp (TRST) reported Q4 2024 earnings on March 14, 2025 after market close.
What were Trustco Bank Corp's Q4 2024 revenue and EPS?
Trustco Bank Corp reported revenue of $66.3M and eps of $0.59 for Q4 2024.
Where can I find Trustco Bank Corp's Q4 2024 SEC filings?
You can read the 10-K periodic report (0001140361-25-008827) directly on SEC EDGAR. The filing index links above go to sec.gov.