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Trustco Bank Corp TRST Financing Receivable Nonaccrual With Allowance For Credit Loss

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Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$957.83M+53.6%
Enterprise value$405.93M+1,187%
P/E14.7×+3.1×
P/S4.9×+1.4×

Profitability

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Net margin33%+3.1pp
FCF margin30.3%+2.8pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept trst:FinancingReceivableNonaccrualWithAllowanceForCreditLoss.

The source filing: Trustco Bank Corp’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 1:23 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001140361-26-031982
(dollars in thousands)Non-accrual With No Allowance for Credit LossNon-accrual With Allowance for Credit LossLoans Past Due Over 89 Days Still Accruing
Commercial real estate$1,958--
Other6--
Real estate mortgage - 1 to 4 family:
First mortgages15,9001,110-
Home equity loans405--
Home equity lines of credit2,208112-
Installment503-
Total$20,527$1,225-

Cover / Front Matter

FAQ

What is Trustco Bank Corp's financing receivable nonaccrual with allowance for credit loss?
Trustco Bank Corp (TRST) reported financing receivable nonaccrual with allowance for credit loss of $1.23M in Q2 2026.
How has Trustco Bank Corp's financing receivable nonaccrual with allowance for credit loss changed year-over-year?
Trustco Bank Corp's financing receivable nonaccrual with allowance for credit loss increased by 79.6% year-over-year, from $682K to $1.23M.
What is the long-term trend for Trustco Bank Corp's financing receivable nonaccrual with allowance for credit loss?
Over 3 years (2022 to 2025), Trustco Bank Corp's financing receivable nonaccrual with allowance for credit loss has grown at a 12.7% compound annual growth rate (CAGR), from $1.33M to $1.91M.
What does financing receivable nonaccrual with allowance for credit loss mean?
Financing Receivable Nonaccrual With Allowance For Credit Loss as reported by Trustco Bank Corp NY.

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