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Trustco Bank Corp TRST Interest Expense, Deposits

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Other financials

Income statement

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Revenue$51.5M+10.5%
Net income$17.0M+12.8%
EPS (diluted)$0.98+24.1%

Balance sheet

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Cash & equivalents$696.6M-2.4%
Total debt$144.7M+18.9%
Total equity$656.0M-5.3%
Total assets$6.5B+2.8%

Cash flow

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Operating cash flow$28.0M+3.5%
CapEx$2.5M+17.5%
Free cash flow$25.5M+2.3%

Valuation

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Market cap$930.92M+47.9%
Enterprise value$379.02M+914%
P/E14.3×+2.5×
P/S4.7×+1.2×

Profitability

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Net margin33%+3.1pp
FCF margin30.3%+2.8pp

Returns & leverage

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Return on equity9.6%+1.7pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Trustco Bank Corp in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Trustco Bank Corp’s 10-K, filed March 16, 2026. Open the filing →

Filed
Mar 16, 2026, 3:05 PM EDT
Fiscal year
FY2025
Accession
0001140361-26-009576

FAQ

What is Trustco Bank Corp's interest expense, deposits?
Trustco Bank Corp (TRST) reported interest expense, deposits of $22.39M in Q4 2025.
How has Trustco Bank Corp's interest expense, deposits changed year-over-year?
Trustco Bank Corp's interest expense, deposits decreased by 1.1% year-over-year, from $22.65M to $22.39M.
What is the long-term trend for Trustco Bank Corp's interest expense, deposits?
Over 4 years (2021 to 2025), Trustco Bank Corp's interest expense, deposits has grown at a 91.5% compound annual growth rate (CAGR), from $6.67M to $89.55M.
What does interest expense, deposits mean?
The total interest cost incurred on customer deposit accounts, including savings, money market, and time deposits. This is typically the largest component of a bank's interest expense and reflects the cost of funding the balance sheet. It is a critical measure of deposit pricing strategy and interest rate sensitivity.

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