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Pioneer Bancorp, Inc. PBFS Interest Expense, Deposits

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Other financials

Income statement

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Revenue$28.3M+16.0%
Net income$3.5M-46.0%
EPS (diluted)$0.14-46.2%

Balance sheet

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Cash & equivalents$94.6M-22.5%
Total debt$54.4M+20.3%
Total equity$328.3M+4.5%
Total assets$2.4B+12.7%

Cash flow

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Operating cash flow$14.7M+189%
CapEx$112.8K
Free cash flow$6.5M

Valuation

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Market cap$429.31M+36.7%
P/E25.5×+8.8×
P/S4.2×+0.6×

Profitability

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Net margin16.5%-5.0pp
FCF margin32.4%

Returns & leverage

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Return on equity5.2%-0.9pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by Pioneer Bancorp, Inc. in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The source filing: Pioneer Bancorp, Inc.’s 10-Q, filed August 10, 2026.

Filed
Aug 10, 2026, 4:46 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0001104659-26-093436
Line itemFor the Three Months Ended / June 30, 2026For the Three Months Ended / June 30, 2025For the Six Months Ended / June 30, 2026For the Six Months Ended / June 30, 2025
Interest-earning deposits with banks and other1,0767322,0281,629
Total interest and dividend income31,87227,00660,24352,854
Interest expense:
Deposits8,6046,84415,95613,262
Borrowings and other415554688901
Total interest expense9,0197,39816,64414,163
Net interest income22,85319,60843,59938,691
Provision for credit losses1,3501,5502,1302,350

Item 1. – Consolidated Financial Statements-unaudited

FAQ

What is Pioneer Bancorp, Inc.'s interest expense, deposits?
Pioneer Bancorp, Inc. (PBFS) reported interest expense, deposits of $8.6M in Q2 2026.
How has Pioneer Bancorp, Inc.'s interest expense, deposits changed year-over-year?
Pioneer Bancorp, Inc.'s interest expense, deposits increased by 25.7% year-over-year, from $6.84M to $8.6M.
What is the long-term trend for Pioneer Bancorp, Inc.'s interest expense, deposits?
Over 3 years (2021 to 2025), Pioneer Bancorp, Inc.'s interest expense, deposits has grown at a 140.4% compound annual growth rate (CAGR), from $2.03M to $28.14M.
What does interest expense, deposits mean?
Interest Expense, Deposits

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