What is Trupanion's change in AP?

Trupanion (TRUP) reported change in AP of -$18.33M in Q1 2026.

How has Trupanion's change in AP changed year-over-year?

Trupanion's change in AP decreased by 1300.1% year-over-year, from $1.53M to -$18.33M.

What is the long-term trend for Trupanion's change in AP?

Over 3 years (2021 to 2025), Trupanion's change in AP has grown at a 44.5% compound annual growth rate (CAGR), from $8.8M to $26.57M.

What does change in AP mean?

Increase or decrease in amounts owed to suppliers — a key working capital component affecting operating cash flow.

Trupanion TRUP Change in AP

Change in AP at other companies

LemonadeLMND

$1.9M+273%

ProgressivePGR

-$788M-336%

ChewyCHWY

$83.6M+7,500%

Tractor Supply CompanyTSCO

$369.59M+18.5%

TransUnionTRU

$26.7M-10.1%

Skyward Specialty Insurance Group, Inc.SKWD

$9.26M+93.1%

Other financials

Income statement

See full

Revenue$384.0M+12.3%

Gross profit$61.5M+20.3%

Operating income$4.8M+424%

Net income$4.9M+429%

EPS (diluted)$0.11+467%

Balance sheet

See full

Cash & equivalents$182.9M-11.2%

Total debt$109.3M-15.2%

Total equity$394.8M+18.3%

Total assets$921.6M+10.1%

Cash flow

See full

Operating cash flow$14.6M-8.6%

CapEx$847.0K-56.1%

Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%

Enterprise value$968.57M-58.1%

P/E40.4×—

P/S0.7×-1.1×

Profitability

See full

Gross margin16.3%+1.6pp

Operating margin1.4%+1.1pp

Net margin1.7%—

FCF margin5.1%+1.0pp

Returns & leverage

See full

Return on equity7.1%—

Debt / equity0.3×-0.1×

Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAccountsPayableAndAccruedLiabilities.

The official record: Trupanion’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's change in AP?: Trupanion (TRUP) reported change in AP of -$18.33M in Q1 2026.
How has Trupanion's change in AP changed year-over-year?: Trupanion's change in AP decreased by 1300.1% year-over-year, from $1.53M to -$18.33M.
What is the long-term trend for Trupanion's change in AP?: Over 3 years (2021 to 2025), Trupanion's change in AP has grown at a 44.5% compound annual growth rate (CAGR), from $8.8M to $26.57M.
What does change in AP mean?: Increase or decrease in amounts owed to suppliers — a key working capital component affecting operating cash flow.