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Trupanion TRUP Unamortized Discount and Issuance Costs

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Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%
Enterprise value$968.57M-58.1%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept us-gaap:DeferredFinanceCostsGross.

The official record: Trupanion’s 10-Q, filed April 30, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's unamortized discount and issuance costs?
Trupanion (TRUP) reported unamortized discount and issuance costs of $800K in Q1 2026.
How has Trupanion's unamortized discount and issuance costs changed year-over-year?
Trupanion's unamortized discount and issuance costs decreased by 86.4% year-over-year, from $5.9M to $800K.
What is the long-term trend for Trupanion's unamortized discount and issuance costs?
Over 3 years (2022 to 2025), Trupanion's unamortized discount and issuance costs has grown at a -48.6% compound annual growth rate (CAGR), from $5.9M to $800K.
What does unamortized discount and issuance costs mean?
This reflects the contra-liability balance representing the difference between the face value of debt and the net proceeds received, including associated issuance expenses. These costs are amortized over the life of the debt instrument to reflect the effective interest expense. Monitoring this helps investors understand the true carrying value of debt versus its nominal principal amount.