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Trupanion TRUP Accounts Receivable, Unaffiliated General Agents

Accounts Receivable, Unaffiliated General Agents at other companies

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Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%
Enterprise value$968.57M-58.1%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept trup:AccountsReceivableUnaffiliatedGeneralAgents.

The official record: Trupanion’s 10-K, filed February 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's accounts receivable, unaffiliated general agents?
Trupanion (TRUP) reported accounts receivable, unaffiliated general agents of $281.9M in Q4 2025.
How has Trupanion's accounts receivable, unaffiliated general agents changed year-over-year?
Trupanion's accounts receivable, unaffiliated general agents increased by 11.9% year-over-year, from $252M to $281.9M.
What is the long-term trend for Trupanion's accounts receivable, unaffiliated general agents?
Over 5 years (2020 to 2025), Trupanion's accounts receivable, unaffiliated general agents has grown at a 24.5% compound annual growth rate (CAGR), from $94.2M to $281.9M.
What does accounts receivable, unaffiliated general agents mean?
This represents amounts owed to the company by third-party insurance agents or brokers who facilitate the sale of insurance products. It tracks the credit exposure and collection efficiency associated with external distribution partners rather than direct-to-consumer channels. High balances here may indicate reliance on intermediaries and potential counterparty risk in the distribution network.