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Trupanion TRUP Cash Designated for Paying Reinsurance Claims

Cash Designated for Paying Reinsurance Claims at other companies

KKR & Co. logo
KKR & Co.KKR
$243.76M+7.3%
KKR & Co. logo
KKR & Co.KKR
$10.17B+51.6%
Ally Financial logo
Ally FinancialALLY
$37M-15.9%
Axis Capital Holders logo
Axis Capital HoldersAXS
$581.95M+9.6%
American International Group logo
American International GroupAIG
$57M+2,750%
RenaissanceRe Holdings logo
RenaissanceRe HoldingsRNR
$281.37M+433%

Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.4%
Enterprise value$968.57M-58.1%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept trup:CashDesignatedforPayingReinsuranceClaims.

The official record: Trupanion’s 10-K, filed February 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's cash designated for paying reinsurance claims?
Trupanion (TRUP) reported cash designated for paying reinsurance claims of $5.9M in Q4 2025.
How has Trupanion's cash designated for paying reinsurance claims changed year-over-year?
Trupanion's cash designated for paying reinsurance claims decreased by 18.1% year-over-year, from $7.2M to $5.9M.
What is the long-term trend for Trupanion's cash designated for paying reinsurance claims?
Over 5 years (2020 to 2025), Trupanion's cash designated for paying reinsurance claims has grown at a -1.9% compound annual growth rate (CAGR), from $6.5M to $5.9M.
What does cash designated for paying reinsurance claims mean?
This represents cash and cash equivalents specifically earmarked or restricted for the settlement of insurance claims covered by reinsurance agreements. It highlights the company's liquidity position regarding its obligations to policyholders and the effectiveness of its risk-transfer mechanisms. Maintaining sufficient designated cash is critical for regulatory compliance and operational stability in the insurance business.