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Trupanion TRUP Operating Leases, Future Minimum Payments Receivable

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Other financials

Income statement

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Revenue$384.0M+12.3%
Gross profit$61.5M+20.3%
Operating income$4.8M+424%
Net income$4.9M+429%
EPS (diluted)$0.11+467%

Balance sheet

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Cash & equivalents$182.9M-11.2%
Total debt$109.3M-15.2%
Total equity$394.8M+18.3%
Total assets$921.6M+10.1%

Cash flow

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Operating cash flow$14.6M-8.6%
CapEx$847.0K-56.1%
Free cash flow$13.7M-2.1%

Valuation

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Market cap$1.04B-56.5%
Enterprise value$968.57M-58.3%
P/E40.4×
P/S0.7×-1.1×

Profitability

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Gross margin16.3%+1.6pp
Operating margin1.4%+1.1pp
Net margin1.7%
FCF margin5.1%+1.0pp

Returns & leverage

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Return on equity7.1%
Debt / equity0.3×-0.1×
Current ratio1.7×0.0×

Where this comes from

Reported directly by Trupanion in its filing.

Tagged under the XBRL concept trup:FiniteLivedIntangibleAssetsTotalExpectedAmortizationExpense.

The official record: Trupanion’s 10-K, filed February 13, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Trupanion's operating leases, future minimum payments receivable?
Trupanion (TRUP) reported operating leases, future minimum payments receivable of $3.7M in Q4 2025.
How has Trupanion's operating leases, future minimum payments receivable changed year-over-year?
Trupanion's operating leases, future minimum payments receivable decreased by 51.8% year-over-year, from $7.67M to $3.7M.
What is the long-term trend for Trupanion's operating leases, future minimum payments receivable?
Over 5 years (2020 to 2025), Trupanion's operating leases, future minimum payments receivable has grown at a -30.0% compound annual growth rate (CAGR), from $21.95M to $3.7M.
What does operating leases, future minimum payments receivable mean?
The aggregate value of future minimum payments receivable under operating lease agreements where the company acts as the lessor. This metric represents the contractual cash inflows expected from leasing assets to third parties. It serves as a measure of predictable revenue streams derived from the company's asset base.