Business Segments · Deferred acquisition costs
Personal Insurance — Deferred acquisition costs
The Travelers Companies Personal Insurance — Deferred acquisition costs decreased by 5.3% to $1.23B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.3%, from $1.29B to $1.23B.
Analysis
StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ4 2016
Last reportedQ4 2025
Rolls up toDeferred acquisition costs
How to read this metric
An increase suggests higher investment in new business growth, while a decrease may indicate lower acquisition activity or a shift in policy duration.
Detailed definition
These are costs directly related to the acquisition of new or renewal insurance contracts, such as commissions and under...
Peer comparison
Commonly reported by all insurance companies under GAAP as Deferred Acquisition Costs (DAC).
Metric ID:
trv_segment_personal_insurance_deferred_acquisition_costsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $961.00M | $1.09B | $1.25B | $1.29B | $1.23B |
| QoQ Change | — | +13.5% | +14.5% | +3.6% | -5.3% |
| YoY Change | — | +13.5% | +14.5% | +3.6% | -5.3% |
Range$961.00M – $1.29B
CAGR+27.6%
Avg YoY Growth+6.6%
Median YoY Growth+8.6%
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Frequently Asked Questions
- What is The Travelers Companies's personal insurance — deferred acquisition costs?
- The Travelers Companies (TRV) reported personal insurance — deferred acquisition costs of $1.23B in Q4 2025.
- How has The Travelers Companies's personal insurance — deferred acquisition costs changed year-over-year?
- The Travelers Companies's personal insurance — deferred acquisition costs decreased by 5.3% year-over-year, from $1.29B to $1.23B.
- What does personal insurance — deferred acquisition costs mean?
- Costs incurred to acquire insurance policies that are spread out over the life of the policy.