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The Travelers Companies TRV Personal Insurance — Deferred acquisition costs

Other segment segments

Business And International Insurance
$1.75B+3.1%
Bond And Specialty Insurance
$542M+8.0%

Similar metrics at other companies

Cincinnati Financial logo
CINFPersonal Insurance — Deferred policy acquisition costs
$320M+15.9%
Arch Capital Group logo
ACGLInsurance — Deferred Acquisition Costs
$788M+13.2%
Employers Holdings logo
EIGInsurance Operations — Deferred policy acquisition costs
$57.1M-4.2%
Everest Group logo
EGInsurance — Deferred Acquisition Costs
$280M+3.7%
Hamilton Insurance Group, Ltd. logo
HGDeferred policy acquisition costs
$291.31M+20.2%
SiriusPoint logo
SPNTDeferred policy acquisition costs
$403.4M+9.2%

Other financials

Income statement

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Revenue$11.9B+1.0%
Net income$1.7B+333%
EPS (diluted)$7.78+358%

Balance sheet

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Cash & equivalents$615.0M-15.1%
Total debt$9.3B+15.4%
Total equity$32.0B+13.5%
Total assets$142.31B+4.7%

Cash flow

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Operating cash flow$2.2B+61.6%

Valuation

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Market cap$67.68B+12.7%
Enterprise value$76.34B+13.3%
P/E8.9×-5.2×
P/S1.4×+0.1×

Profitability

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Net margin15.5%+6.5pp

Returns & leverage

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Return on equity25.3%+9.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationDeferredPolicyAcquisitionCosts.

The official record: The Travelers Companies’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is The Travelers Companies's personal insurance — deferred acquisition costs?
The Travelers Companies (TRV) reported personal insurance — deferred acquisition costs of $1.23B in Q4 2025.
How has The Travelers Companies's personal insurance — deferred acquisition costs changed year-over-year?
The Travelers Companies's personal insurance — deferred acquisition costs decreased by 5.3% year-over-year, from $1.29B to $1.23B.
What does personal insurance — deferred acquisition costs mean?
These are costs directly related to the acquisition of new or renewal insurance contracts, such as commissions and underwriting expenses, which are capitalized and amortized over the life of the policy. This metric reflects the investment made to secure future revenue streams. It is a key component of the balance sheet for insurance segments.