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The Travelers Companies TRV Property-casualty — Claims and claim adjustment expense reserves

Other product segments

General Liability
$16.77B+10.8%
Automobile
$10.36B+6.7%
Other Insurance Contracts
$7.32B+8.2%
Unallocated Loss Adjustment Expense Reserve
$3.08B+6.3%
Structured Settlement Annuity
$2.43B-6.0%
Other Including Impacts Of Retroactive Reinsurance
$15M-62.5%

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$5.23B+12.8%
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CRBGClaims and claim adjustment expense reserves
$60.97B+8.4%
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$15.09B+6.5%
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AIGClaims and claim adjustment expense reserves
$72.05B+2.2%
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GELife — Other
$109M-1.8%

Other financials

Income statement

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Revenue$12.2B+0.3%
Net income$2.2B+46.3%
EPS (diluted)$10.26+57.1%

Balance sheet

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Cash & equivalents$621.0M-5.8%
Total debt$9.1B+12.9%
Total equity$33.1B+12.2%
Total assets$143.58B+3.4%

Cash flow

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Operating cash flow$1.9B-17.9%

Valuation

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Market cap$80.16B+34.7%
Enterprise value$88.6B+32.5%
P/E9.7×-1.7×
P/S1.6×+0.4×

Profitability

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Net margin17%+6.0pp

Returns & leverage

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Return on equity26.5%+7.2pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by The Travelers Companies in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The source filing: The Travelers Companies’s 10-Q, filed July 17, 2026.

Filed
Jul 17, 2026, 7:01 AM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000086312-26-000145
(in millions)June 30,2026December 31,2025
Property-casualty$67,222$67,643
Accident and health43
Less amounts classified as held for sale1,909
Total$67,226$65,737

Item 1. FINANCIAL STATEMENTS

FAQ

What is The Travelers Companies's property-casualty — claims and claim adjustment expense reserves?
The Travelers Companies (TRV) reported property-casualty — claims and claim adjustment expense reserves of $67.22B in Q2 2026.
How has The Travelers Companies's property-casualty — claims and claim adjustment expense reserves changed year-over-year?
The Travelers Companies's property-casualty — claims and claim adjustment expense reserves increased by 0.4% year-over-year, from $66.94B to $67.22B.
What is the long-term trend for The Travelers Companies's property-casualty — claims and claim adjustment expense reserves?
Over 4 years (2021 to 2025), The Travelers Companies's property-casualty — claims and claim adjustment expense reserves has grown at a 4.5% compound annual growth rate (CAGR), from $224.92B to $268.25B.
What does property-casualty — claims and claim adjustment expense reserves mean?
This represents the total estimated liability for claims that have been reported but not yet settled, plus estimates for claims incurred but not reported. It serves as a critical measure of the company's long-term financial obligation to policyholders. Adequate reserves are essential for maintaining solvency and meeting future payout requirements.

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