What is United Bancorp's gross loans?

United Bancorp (UBCP) reported gross loans of $496.09M in Q1 2026.

How has United Bancorp's gross loans changed year-over-year?

United Bancorp's gross loans increased by 0.7% year-over-year, from $492.77M to $496.09M.

What is the long-term trend for United Bancorp's gross loans?

Over 2 years (2023 to 2025), United Bancorp's gross loans has grown at a 0.8% compound annual growth rate (CAGR), from $479.32M to $487.3M.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

United Bancorp UBCP Gross loans

Gross loans at other companies

Travel + LeisureTNL

$2.61B+1.1%

VontierVNT

$268.9M-3.0%

Peoples Financial ServicesPFIS

$4.19B+5.0%

MetroCity BanksharesMCBS

$3.97B+27.6%

CNB FinancialCCNE

$6.43B+39.6%

Community Healthcare TrustCHCT

$1.68M-87.9%

Other financials

Income statement

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Revenue$721.0K—

Net income$1.9M+2.1%

EPS (diluted)$0.33+3.1%

Balance sheet

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Cash & equivalents$27.2M-25.2%

Total debt$3.0M+2.2%

Total equity$67.5M+11.0%

Total assets$858.5M+3.3%

Cash flow

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Operating cash flow$266.0K-75.0%

CapEx$2.0M+23.3%

Free cash flow-$1.8M-199%

Valuation

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Market cap$91.8M+21.2%

Enterprise value$67.52M+126%

P/E11.8×+1.6×

P/S33.2×—

Profitability

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Net margin33.1%—

FCF margin31.5%—

Returns & leverage

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Return on equity12.1%+0.4pp

Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestAfterAllowanceForCreditLoss.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is United Bancorp's gross loans?: United Bancorp (UBCP) reported gross loans of $496.09M in Q1 2026.
How has United Bancorp's gross loans changed year-over-year?: United Bancorp's gross loans increased by 0.7% year-over-year, from $492.77M to $496.09M.
What is the long-term trend for United Bancorp's gross loans?: Over 2 years (2023 to 2025), United Bancorp's gross loans has grown at a 0.8% compound annual growth rate (CAGR), from $479.32M to $487.3M.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.