Skip to content
OpenCapital
Get started

United Bancorp UBCP Time deposits

Time deposits at other companies

STB
S&T BancorpSTBA
$1.98B+8.6%
FVCBankcorp, Inc. logo
FVCBankcorp, Inc.FVCB
$336.12M+22.2%
Camden National logo
Camden NationalCAC
$652M-7.4%
ATL
AMES NationalATLO
$85.8M+0.9%
Origin Bancorp logo
Origin BancorpOBK
$797.35M-12.7%
NBT
NBT BancorpNBTB
$1.39B-4.3%

Other financials

Income statement

See full
Revenue$721.0K—
Net income$1.9M+2.1%
EPS (diluted)$0.33+3.1%

Balance sheet

See full
Cash & equivalents$27.2M-25.2%
Total debt$3.0M+2.2%
Total equity$67.5M+11.0%
Total assets$858.5M+3.3%

Cash flow

See full
Operating cash flow$266.0K-75.0%
CapEx$2.0M+23.3%
Free cash flow-$1.8M-199%

Valuation

See full
Market cap$91.8M+21.2%
Enterprise value$67.52M+126%
P/E11.8×+1.6×
P/S33.2×—

Profitability

See full
Net margin33.1%—
FCF margin31.5%—

Returns & leverage

See full
Return on equity12.1%+0.4pp
Debt / equity0×0.0×

Where this comes from

Reported directly by United Bancorp in its filing.

Tagged under the XBRL concept us-gaap:TimeDeposits.

The official record: United Bancorp’s 10-Q, filed May 14, 2026, on SEC EDGAR. View the filing →

Ask your AI about United Bancorp's time deposits.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is United Bancorp's time deposits?
United Bancorp (UBCP) reported time deposits of $192.02M in Q1 2026.
How has United Bancorp's time deposits changed year-over-year?
United Bancorp's time deposits increased by 8.6% year-over-year, from $176.81M to $192.02M.
What is the long-term trend for United Bancorp's time deposits?
Over 5 years (2020 to 2025), United Bancorp's time deposits has grown at a 17.6% compound annual growth rate (CAGR), from $80.7M to $181.73M.
What does time deposits mean?
These are interest-bearing deposit accounts with a specified maturity date, such as certificates of deposit, that require notice for withdrawal. They represent a stable source of funding for the bank compared to demand deposits but typically carry higher interest costs. The volume and cost of these deposits are critical to managing the bank's net interest margin.